406 Tamera Dr, Kearney, MO 64060 Property Records

Clay County property record for 406 Tamera Dr, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,270 sqft · built 2013
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,690 (2023)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-820-00-16-008-00`

Property Details

APN / Parcel Number

Primary APN	`07-820-00-16-008-00`
Alternative APNs	`0782000160080001` `7820001600800` `301511`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,270 sqft Total Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	0782000160080001
Street Address	406 TAMERA DR
City	KEARNEY
State	MO
Zip	64060-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWBROOK 3RD PLAT LT 104
Legal Range	31
Legal Township	53
Legal Section	34
Legal Subdivision	SHADOWBROOK 3RD
Legal Lot Number	104
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	2
Census Block	2018
Census Tract	21812

Owner

406 Tamera Dr is owned and occupied by two individuals who acquired it in August 2013.

Source: Clay County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	406 TAMERA DR, KEARNEY, MO 64060-7348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 19, 2018	Trustee's Deed, Construction Loan · Line of Credit NBH BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2013
Deed Sale	Aug 1, 2013
Deed Document Number	7152399ROW
Deed Book / Page	7152 / 399ROW
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	2013029080
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 TAMERA DR, KEARNEY, MO 64060-7348
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 TAMERA DR, KEARNEY, MO 64060-7348

Mortgage

Document Number	0000011554
Date	May 23, 2023
Book Page	9564/29
Instrument	2023011554

Lender

Name	BANK MIDWEST
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	406 TAMERA DR, KEARNEY, MO 64060-7348
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013382
Date	Mar 30, 2021
Book Page	9007/124
Instrument	2021013382

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MO
Recording Date	Oct 19, 2018
Property Address	406 TAMERA DR, KEARNEY, MO 64060-7348
Book / Page	008302 / 000158
Instrument Date	Oct 9, 2018
Instrument	34189
Transaction Type	Construction Loan
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 TAMERA DR KEARNEY MO 640607348, KEARNEY, MO 64060-7348

Mortgage

Document Number	0000034189
Date	Oct 19, 2018
Book Page	008302/000158
Instrument	34189

Lender

Name	NBH BK NA
Type	Bank
Address	LIBERTY, MO 64068

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,990	$321,000
2023	$3,690.00	$54,040	$284,421
2019	$3,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Tamera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Tamera Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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