Morgan County property record for 406 Suzann St, Wiggins, CO 80654
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 3,760 sqft · built 2002 |
| Lot Size | 0.207 acres (9,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Nov 2024) |
| Tax Bill | $2,598 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1223-142-23-003 |
| Primary APN | 1223-142-23-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,760 sqft Total Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,038 sqft (0.207 acres) |
| Lot Dimensions | 125 ft deep x 72.3 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 208 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 SUZANN ST |
|---|---|
| City | WIGGINS |
| State | CO |
| Zip | 80654-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HILLSIDE 3RD ADD WI BLOCK 02 LOT 03 |
| Legal Subdivision | HILLSIDE 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | MORGAN CO |
| Township / Civil Division | WIGGINS |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 200 |
Source: Morgan County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 14, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Oct 1, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 2024953936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Document Number | 0000949967 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 949967 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN CO |
| Property Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000928286 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 928286 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | FORT MORGAN, CO 80701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Oct 5, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN CO |
| Recording Date | Oct 1, 2021 |
| Property Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Document Number | 0000935809 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 935809 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 SUZANN ST, WIGGINS, CO 80654-1411 |
| Document Number | 0000935810 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 935810 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Morgan County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Morgan County |
| Municipality | Wiggins Town |
| Unified School District | Wiggins School District RE-50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,598.00 (-4.52%) | $25,300 (-1.67%) Land $3,210 Building $22,090 | $404,880 (+5.45%) Land $51,400 Building $353,480 |
| 2024 | $2,721.00 | $25,730 (-12.51%) Land $2,770 Building $22,960 | $383,960 (-12.53%) Land $41,330 Building $342,630 |
| 2023 | $2,721.00 (+38.47%) | $29,410 (+61.5%) Land $3,170 Building $26,240 | $438,960 (+67.55%) Land $47,250 Building $391,710 |
| 2022 | $1,965.00 | $18,210 Land $2,770 Building $15,440 | $261,990 Land $39,900 Building $222,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 8, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WIGGINS serves 1,909 people · EPA ID CO0144035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wiggins Telephone Association Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless | 150 / 40 |
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