Chowan County property record for 406 Surfside Dr, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 896 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,500 (Oct 2016) |
| Tax Bill | $1,354 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 781314338545 |
| Primary APN | 781314338545 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,980 sqft |
| Attic | Attic |
| Attic Area | 314 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Deck Area | 40 sqft |
| Storage Building | 128 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 47480 |
|---|---|
| Street Address | 406 SURFSIDE DR |
| City | EDENTON |
| State | NC |
| Zip | 27932-9287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 8 BLK 107 CC |
| Legal Subdivision | CAPE COLONY |
| Legal Block | 107 |
| Legal Lot Number | 8 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 4, YEOPIM |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 930102 |
Source: Chowan County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4517 NORMAN RD, PORTSMOUTH, VA 23703-4924 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2016 · Amount on Record |
| Deed Sale | Oct 5, 2016 · Amount on Record |
| Prior Sale | Nov 17, 2014 |
| Prior Transfer Date | Aug 11, 2014 |
| Prior Transfer Doc | 0468000056 |
| Record Updated | Oct 29, 2026 |
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,354.00 (+4.64%) | $169,266 (-) Land $39,900 Building $129,366 | $169,266 (-) Land $39,900 Building $129,366 |
| 2025 | $1,294.00 (+4.02%) | $169,266 (-) Land $39,900 Building $129,366 | $169,266 (-) Land $39,900 Building $129,366 |
| 2023 | $1,244.00 | $169,266 Land $39,900 Building $129,366 | $169,266 Land $39,900 Building $129,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 49 (1985–2023) |
| Claims Outside the SFHA | 13 of 49 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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