406 Summit Rd, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 406 Summit Rd, Mountainside, NJ 07092 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,685 sqft · built 1977
Lot Size	0.498 acres (21,693 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Jun 2008)
Tax Bill	$13,064 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00007-03-00025`

Property Details

APN / Parcel Number

Primary APN	`10-00007-03-00025`
Alternative APN	`1000007C00025`

Interior

Building Area	2,685 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	21,693 sqft (0.498 acres)

Location & Zoning

Old Parcel Number	1000007C00025
Street Address	406 SUMMIT RD
City	MOUNTAINSIDE
State	NJ
Zip	07092-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNNY SLOPE SEC N
Legal Block	7.3
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	4
Census Block	4002
Census Tract	38300

Owner

Source: Union County and Mountainside Borough records · APN 10-00007-03-00025

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2008 · Amount on Record
Deed Sale	Jun 12, 2008 · Amount on Record
Deed Document Number	2008195960
Deed Book / Page	5716 / 26
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	406 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	POLONIA TITLE AGCY LLC, POLONIA TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SUMMIT RD, MOUNTAINSIDE, NJ 07092-1516

Mortgage

Document Number	0153822864
Date	Jul 05, 2023
Book Page	15382/2864
Instrument	53592

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2038

Tax Assessment & Valuation

Source: Union County and Mountainside Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,100 (-) Land $297,700 Building $324,400	$622,100 (-) Land $297,700 Building $324,400
2025	$13,064.00 (+2.44%)	$622,100 (-) Land $297,700 Building $324,400	$622,100 (-) Land $297,700 Building $324,400
2024	$12,753.00 (+2.66%)
2023		$622,100 Land $297,700 Building $324,400	$622,100 Land $297,700 Building $324,400
2022	$12,423.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390383004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 4 of 6 on primary residences
Nearby Flood Claims	7 (1999–2021)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 2 claims Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.