406 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 406 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,710 sqft · built 1880
Lot Size	0.143 acres (6,229 sqft)
Owner	Company Name on File
Last Sale	$465,000 (May 2004)
Tax Bill	$11,006 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03003-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`20-03003-0000-00010`
Alternative APNs	`2000607000000002` `200300300010`

Interior

Stories	2 Stories
Building Area	2,710 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000607000000002
Street Address	406 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3003
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3006
Census Tract	36700

Owner

Source: Union County and Westfield Town records · APN 20-03003-0000-00010

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	406 SUMMIT AVE, WESTFIELD, NJ 07090-3217
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2004 · Amount on Record
Deed Sale	May 13, 2004 · Amount on Record
Prior Sale	Mar 30, 1995 · Amount on Record
Deed Book / Page	5429 / 963
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	406 SUMMIT AVE, WESTFIELD, NJ 07090-3217
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151112312
Date	Nov 29, 2021
Book Page	15111/2312
Instrument	25879

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Union County and Westfield Town records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,200 (-) Land $254,600 Building $225,600	$480,200 (-) Land $254,600 Building $225,600
2025	$11,006.00 (+1.78%)	$480,200 (-) Land $254,600 Building $225,600	$480,200 (-) Land $254,600 Building $225,600
2024	$10,814.00 (+4.26%)
2023		$480,200 Land $254,600 Building $225,600	$480,200 Land $254,600 Building $225,600
2022	$10,372.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390367003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.