406 Sugar Ln, Clever, MO 65631 Property Records

Christian County property record for 406 Sugar Ln, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,420 sqft · built 2009
Lot Size	0.337 acres (14,720 sqft)
Owner	2 Owner Names on Record
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-2-2-14`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-2-2-14`
Alternative APN	`09-0.4-20-002-002-014.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,420 sqft Adjusted Area
1st Floor Area	1,172 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	14,720 sqft (0.337 acres)
Lot Dimensions	183 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	406 SUGAR LN
City	CLEVER
State	MO
Zip	65631-6577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 WESTVIEW FIELDS PH 1
Legal Range	23
Legal Township	27
Legal Section	20
Legal Subdivision	WESTVIEW FIELDS
Legal Phase	1
Legal Lot Number	4
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2021
Census Tract	20102

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	406 SUGAR LN, CLEVER, MO 65631-6577
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2009
Deed Sale	Jul 29, 2009
Deed Document Number	2009010948
Deed Book / Page	2009 / 010948
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	406 SUGAR LN, CLEVER, MO 65631-6577
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	THOMSON AFFINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SUGAR LN, CLEVER, MO 65631-6577

Mortgage

Document Number	0202204150
Date	Mar 22, 2022
Book Page	2022/4150
Instrument	2022L04191

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 5, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	406 SUGAR LN, CLEVER, MO 65631-6577
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SUGAR LN, CLEVER, MO 65631-6577

Mortgage

Document Number	0202200050
Date	Jan 3, 2022
Book Page	2022/50
Instrument	2022L00050

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$20,160 (+5.66%)	$106,100 (+5.68%) Land $25,000 Building $81,100
2023	$19,080	$100,400 Land $25,000 Building $75,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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