406 Stone Manor Dr, Mc Gregor, TX 76657 Property Records

McLennan County property record for 406 Stone Manor Dr, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,101 sqft · built 2015
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,986 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-082407-001208-0`

Property Details

APN / Parcel Number

Primary APN	`36-082407-001208-0`
Alternative APN	`372974`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,101 sqft Living Area
Gross Area	3,814 sqft
1st Floor Area	3,101 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	713 sqft
Driveway	Concrete Driveway
Driveway Area	1,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Open Porch
Porch Area	208 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 STONE MANOR DR
City	MCGREGOR
State	TX
Zip	76657-4190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK RANCH PART SEVEN LOT 8 BLOCK 12 ACRES .353
Legal Subdivision	STONE CREEK RANCH PART SEVEN
Legal Block	12
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	2
Census Block	2028
Census Tract	3901

Owner

406 Stone Manor Dr is owned and occupied by two individuals who acquired it in April 2016.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 STONE MANOR DR, MCGREGOR, TX 76657-4190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016
Deed Sale	Apr 29, 2016
Prior Sale	Feb 6, 2015
Deed Document Number	201613233
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0000003711
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	406 STONE MANOR DR, MC GREGOR, TX 76657-4190
Transaction Type	Mortgage
Record Updated	Aug 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016681
Date	May 3, 2021
Instrument	2021016681

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 406 Stone Manor Dr was $10,986 with a homeowner's exemption, down 3.7% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,668 (-5.93%) Land $93,490 Building $499,178	$592,668 (-5.93%) Land $93,490 Building $499,178
2025	$10,986.00 (-3.74%) Homeowner's exemption	$630,000 Land $84,880 Building $545,120	$630,000 Land $84,880 Building $545,120
2024	$11,413.00
2023		$550,000 Land $73,810 Building $476,190	$550,000 Land $73,810 Building $476,190
2022	$9,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Stone Manor Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2010–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Stone Manor Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20