406 Stirling Bridge Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 406 Stirling Bridge Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,743 sqft · built 2024
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Nov 2025)
Tax Bill	$11,507 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-13-31-5120-2AF08-0460`

Property Details

APN / Parcel Number

Primary APN	`09-13-31-5120-2AF08-0460`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,743 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	406 STIRLING BRIDGE DR
City	ORMOND BEACH
State	FL
Zip	32174-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SEC 2AF, UNIT 8 MB 39 PG 44 LOT 46
Legal Range	31E
Legal Township	13S
Legal Section	09
Legal Subdivision	PLANTATION BAY
Legal Lot Number	46
Legal Unit	8
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 09-13-31-5120-2AF08-0460

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Deed Document Number	2025047224
Deed Book / Page	3007 / 1799
Record Updated	Jun 08, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 20, 2025
Property Address	406 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1521
Document Number	0030071799
Book / Page	3007 / 1799
Map Reference	MB 39 PG 44-51
Instrument Date	Nov 14, 2025
Instrument	2025047224
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1521

Mortgage

Document Number	0030071800
Date	Nov 20, 2025
Instrument	3007/1800

Lender

Name	AMERICAN HOME MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,507.00 (+266.82%)	$817,007 (+850.01%) Land $86,000 Building $731,007	$817,007 (+850.01%) Land $86,000 Building $731,007
2023	$3,137.00 (+2.75%)	$86,000 (-) Land $86,000	$86,000 (-) Land $86,000
2022	$3,053.00	$86,000 Land $86,000	$86,000 Land $86,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.