406 Spruce St, Milton, DE 19968 Property Records

Sussex County property record for 406 Spruce St, Milton, DE 19968

Property Summary

Property Type	Single Family Home
Details	2 bd · 864 sqft · built 1990
Lot Size	0.249 acres (10,829 sqft)
Owner	2 Individual Names on File
Last Sale	$29,500 (Apr 1986)
Tax Bill	$322 (2026)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235-14.19-136.02`

Property Details

APN / Parcel Number

Primary APN	`235-14.19-136.02`

Interior

Bedrooms	2 Beds
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	10,829 sqft (0.249 acres)
Lot Dimensions	138 ft deep x 90 ft wide

Location & Zoning

Street Address	406 SPRUCE ST
City	MILTON
State	DE
Zip	19968-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	W/SPRUCE ST 100'N/ATLANTIC ST
Legal Subdivision	MILTON
Jurisdiction	SUSSEX DE
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3009
Census Tract	50801

Owner

406 Spruce St is owned and occupied by two individuals who bought it in April 1986.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 SPRUCE ST, MILTON, DE 19968-1246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 1986 · Amount on File
Deed Sale	Apr 29, 1986 · Amount on File
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	406 SPRUCE ST, MILTON, DE 19968-1246
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216280297
Date	Mar 14, 2023
Book Page	21628/297
Instrument	2023000008568

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 406 Spruce St was $322, down 0.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Milton Town
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$322.00 (-0.62%)	$6,250 (-) Land $750 Building $5,500	$255,300 (-) Land $86,900 Building $168,400
2025	$324.00	$6,250 Land $750 Building $5,500	$255,300 Land $86,900 Building $168,400
2023	$181.00	$6,250 Land $750 Building $5,500	$12,500 Land $1,500 Building $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPARTMENT serves 3,200 people · EPA ID DE0000629
Water Source	Groundwater
Last State Inspection	May 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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