Pembina County property record for 406 Spruce Ln, Cavalier, ND 58220
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.462 acres (20,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,924 (May 2008) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-6970026 |
| Primary APN | 27-6970026 |
|---|
| Lot Area | 20,150 sqft (0.462 acres) |
|---|
| Street Address | 406 SPRUCE LN |
|---|---|
| City | CAVALIER |
| State | ND |
| Zip | 58220-4431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 THE PINES |
| Legal Subdivision | THE PINES |
| Legal Lot Number | 17 |
| Jurisdiction | PEMBINA ND |
| Township / Civil Division | CAVALIER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 950600 |
Source: Pembina County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 SPRUCE LN, CAVALIER, ND 58220-4431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AGCOUNTRY FARM CREDIT SERVICES |
| Apr 27, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2008 · Amount on Record |
| Deed Sale | May 5, 2008 · Amount on Record |
| Deed Document Number | 2008235276 |
| Last Transfer Date | Apr 22, 2026 |
| Transfer Doc | 0000266923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEMBINA ND |
| Recording Date | Aug 24, 2026 |
| Property Address | 406 SPRUCE LN, CAVALIER, ND 58220-4431 |
| Document Number | 0000267522 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026267522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Partnership, 283 |
| Address | 406 SPRUCE LN, CAVALIER, ND 58220-4431 |
| Document Number | 0000267522, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 2026267522 |
| Name | AGCOUNTRY FARM CREDIT SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PEMBINA ND |
| Recording Date | Apr 27, 2026 |
| Property Address | 406 SPRUCE LN, CAVALIER, ND 58220-4431 |
| Document Number | 0000266923 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026266923 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 SPRUCE LN, CAVALIER, ND 58220-4431 |
Source: Pembina County assessment roll, as of April 10, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Pembina County |
| Municipality | Cavalier City |
| Unified School District | Cavalier Public School District 6 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,512.00 (+19.95%) | $277,130 (+3.97%) Land $9,406 Building $267,724 | $554,261 (+3.97%) Land $18,812 Building $535,449 |
| 2023 | $5,429.00 | $266,559 Land $9,047 Building $257,512 | $533,119 Land $18,094 Building $515,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 80% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAVALIER serves 1,302 people · EPA ID ND3400170 |
|---|---|
| Water Source | Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Polar Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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