406 Spring St, Carthage, TN 37030 Property Records

Smith County property record for 406 Spring St, Carthage, TN 37030

Property Summary

Property Type	Commercial
Details	1.5 ba · 1,904 sqft · built 1955
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Sep 2022)
Tax Bill	$246 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`054H-D-018.00`

Property Details

APN / Parcel Number

Primary APN	`054H-D-018.00`
Alternative APNs	`01054HD054H01800` `080054H D 01800`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Units	2 Units
Stories	1 Story
Building Area	1,904 sqft Gross Area
1st Floor Area	1,904 sqft
Flooring	Softwood
Interior Walls	Unfinished

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	90 ft deep x 30 ft wide
Terrain	Rolling
Utility Building	98 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Steam
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 SPRING ST
City	CARTHAGE
State	TN
Zip	37030-1438
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	30 X 90 BOUNDARY DEED
Jurisdiction	SMITH TN
Township / Civil Division	6
Census Block Group	1
Census Block	1044
Census Tract	975100

Owner

406 Spring St, a commercial property, is owned by two individuals who bought it in September 2022.

Source: Smith County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 WARD AVE E, CARTHAGE, TN 37030-1439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on File
Deed Sale	Sep 9, 2022 · Amount on File
Prior Sale	Sep 29, 1999 · Amount on File
Deed Document Number	20223165
Deed Book / Page	434 / 744
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Sep 9, 2022
Property Address	406 SPRING ST, CARTHAGE, TN 37030-1438
Document Number	0000434744
Book / Page	434 / 744
Instrument Date	Sep 2, 2022
Instrument	22003165
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	PHENIX TITLE SERVICES LLC, PHOENIX TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$702.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 GLADDICE RD, PLEASANT SHADE, TN 37145-3560

Tax Assessment & Valuation

The 2025 property tax bill for 406 Spring St was $246.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Carthage Town
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00	$14,200 Land $4,000 Building $10,200	$35,500 Land $10,000 Building $25,500
2023		$11,240 (-) Land $4,000 Building $7,240
2022		$11,240 Land $4,000 Building $7,240	$35,500 Land $10,000 Building $25,500
2019	$263.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 Spring St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1978–2015)
Claims Outside the SFHA	5 of 28
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTHAGE WATER SYSTEM serves 3,950 people · EPA ID TN0000095
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20