Onslow County property record for 406 Spring Dr, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,495 sqft · built 1999 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Feb 2020) |
| Tax Bill | $1,128 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 328F-58 |
| Primary APN | 328F-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 463311000 |
|---|---|
| Street Address | 406 SPRING DR |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | L77 S10A MAGNOLIA PARK |
| Legal Subdivision | MAGNOLIA PARK SEC 10A |
| Legal Lot Number | 77 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 1202 |
Source: Onslow County assessment roll, as of August 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 14, 2020 | Warranty Deed, Transfer NAVY FCU |
| Feb 6, 2020 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Jun 20, 2019 | Loan Modification, Mortgage · VA Mortgage BANK OF AMERICA |
| Feb 22, 2018 | Loan Modification, Mortgage · Conventional with PMI BANK OF NAT'L TR & SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2020 · Amount on Record |
| Deed Sale | Feb 14, 2020 · Amount on Record |
| Prior Sale | Feb 6, 2020 |
| Deed Book / Page | 5106 / 696 |
| Prior Transfer Date | Oct 17, 2005 |
| Prior Transfer Doc | 0025450576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056090645 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 5609/645 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 14, 2020 |
| Property Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0051060696 |
| Book / Page | 005106 / 000696 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 SPRING DR JACKSONVILLE NC 285409004, JACKSONVILLE, NC 28540-9004 |
| Document Number | 51060699 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 005106/000699 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 6, 2020 |
| Property Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0051020567 |
| Book / Page | 005102 / 000567 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15919 PRESTWOODS LN HUNTERSVILLE NC 280785608, HUNTERSVILLE, NC 28078-5608 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0049700053 |
| Instrument Date | Jun 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 406 SPRING DR JACKSONVILLE NC 285409004, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0049700053 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 004970/000053 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Jun 23, 2042 |
| Rate | 4.5% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 406 SPRING DR, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0047450155 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 406 SPRING DR JACKSONVILLE NC 285409004, JACKSONVILLE, NC 28540-9004 |
| Document Number | 0047450155 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 004745/000155 |
| Name | BANK OF NAT'L TR & SVGS |
|---|---|
| Type | Bank |
| Address | BROOMFIELD, CO 80021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Onslow County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,128.00 | $172,217 (-) Land $32,000 Building $140,217 | $172,217 (-) Land $32,000 Building $140,217 |
| 2023 | $1,128.00 | $172,217 Land $32,000 Building $140,217 | $172,217 Land $32,000 Building $140,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | ONSLOW WTR AND SEWER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 2.26 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Mar 2024 Corrosion control Jul 2021 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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