406 Spirea St, Bakersfield, CA 93314 Property Records

Kern County property record for 406 Spirea St, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,761 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$340,000 (Sep 2021)
Tax Bill	$6,349 (2025)
Deeds & Mortgages	Dec 2022 Transfer Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`534-020-04-5`

Property Details

APN / Parcel Number

Primary APN	`534-020-04-5`
Alternative APNs	`534-020-04-00-0` `5340200400` `53402004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	1,761 sqft
Family Room	Family Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	534020045
Street Address	406 SPIREA ST
City	BAKERSFIELD
State	CA
Zip	93314-9861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	TRACT 6448 , BLOCK UN1, LOT 1
Legal Subdivision	TRACT NO 6448 UNIT 1
Legal Tract	6448
Legal Block	1
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1042
Census Tract	3213

Owner

406 Spirea St is owned by a company that acquired it in October 2022.

Source: Kern County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 3, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Sep 3, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 31, 2020	Grant Deed, Transfer · VA Mortgage USAA FSB
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	2021168342
Last Transfer Date	Oct 13, 2022
Transfer Doc	0000183696
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Dec 13, 2022
Property Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Document Number	0000183696
Map Reference	MB 54 PG 98&99
Instrument Date	Oct 13, 2022
Instrument	222183696
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Sep 3, 2021
Property Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Document Number	0000168341
Map Reference	MB 54 PG 98&99
Instrument Date	Aug 24, 2021
Instrument	221168341
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 3, 2021
Property Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Document Number	0000168342
Map Reference	MB 54 PG 98&99
Instrument Date	Aug 13, 2021
Instrument	221168342
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE ER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861

Mortgage

Document Number	0000168343
Date	Sep 3, 2021
Instrument	221168343

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Aug 31, 2020
Property Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Document Number	0000120249
Map Reference	MB 54 PG 98&99
Instrument Date	Jun 17, 2020
Instrument	220120249
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861

Mortgage

Document Number	0000120250
Date	Aug 31, 2020
Instrument	220120250

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 25, 2017
Property Address	406 SPIREA ST, BAKERSFIELD, CA 93314-9861
Document Number	0000066991
Instrument Date	Apr 27, 2017
Instrument	66991
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 SPIREA ST BAKERSFIELD CA 933149861, BAKERSFIELD, CA 93314-9861

Mortgage

Document Number	66992
Date	May 25, 2017
Instrument	66992

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 406 Spirea St was $6,349, down 4.8% from the year before.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,339 (+2%) Land $132,651 Building $306,688
2025	$6,349.00 (-4.77%)	$430,725 Land $130,050 Building $300,675
2024	$6,667.00 (+2.24%)
2023	$6,521.00 (+17.69%)	$414,000 Land $125,000 Building $289,000
2022	$5,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 Spirea St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Spirea St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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