406 Sitka Spruce Ln, Townsend, DE 19734 Property Records

New Castle County property record for 406 Sitka Spruce Ln, Townsend, DE 19734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$3,120 (May 2021)
Tax Bill	$2,689 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-023.34-049`

Property Details

APN / Parcel Number

Primary APN	`13-023.34-049`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
1st Floor Area	888 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	406 SITKA SPRUCE LN
City	TOWNSEND
State	DE
Zip	19734-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	SPRING OAKS
Legal Lot Number	120
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	3
Census Block	3038
Census Tract	16614

Owner

406 Sitka Spruce Ln is owned and occupied by two individuals who bought it in May 2021.

Source: New Castle County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit DEXSTA FCU
May 18, 2021	Deed, Transfer · FHA Mortgage PIKE CREEK MORTGAGE SERVICES INC
Jan 10, 2018	Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC
Aug 16, 2017	Loan Modification, Mortgage · Line of Credit WILMINGTON SVG FUND SOCIETYFSB
Jan 25, 2017	Grant Deed, Mortgage WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Jan 10, 2018
Deed Document Number	202159367
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071047
Date	Jul 13, 2022
Instrument	20220713-0071047

Lender

Name	DEXSTA FCU
Type	Credit Union
Address	WILMINGTON, DE 19803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 18, 2021
Property Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Document Number	0000059367
Map Reference	DOC 20160111-0001178
Instrument Date	May 13, 2021
Instrument	20210518-0059367
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442

Mortgage

Document Number	0000059371
Date	May 18, 2021
Instrument	20210518-0059371

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 10, 2018
Property Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Document Number	0000001556
Map Reference	DOC 201205020024291
Instrument Date	Dec 29, 2017
Instrument	20180110-0001556
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442

Mortgage

Document Number	0000001557
Date	Jan 10, 2018
Instrument	20180110-0001557

Lender

Name	PIKE CREEK MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Recording Date	Aug 16, 2017
Property Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Instrument Date	Aug 11, 2017
Instrument	41727
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000041727
Date	Aug 16, 2017
Instrument	41727

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 25, 2017
Property Address	406 SITKA SPRUCE LN, TOWNSEND, DE 19734-9442
Instrument Date	Jan 12, 2017
Instrument	4565
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 MINGO WAY ST GEORGES DE 19733, ST GEORGES, DE 19733

Mortgage

Document Number	0000004565
Date	Jan 25, 2017
Instrument	4565

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 406 Sitka Spruce Ln was $2,689.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,689.00	$333,200 Land $70,400 Building $262,800
2024			$307,080
2023	$2,605.00	$70,200 Land $11,000 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Sitka Spruce Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Sitka Spruce Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 81% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Breezeline.

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