406 Shining Rock Dr, Canton, NC 28716 Property Records

Haywood County property record for 406 Shining Rock Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,568 sqft · built 2010
Lot Size	0.868 acres (37,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8632-81-6555`

Property Details

APN / Parcel Number

Primary APN	`8632-81-6555`
Alternative APN	`263248`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	2,328 sqft
1st Floor Area	1,568 sqft
Upper Floors Area	277 sqft
Utility Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Logs
Lot Area	37,810 sqft (0.868 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	263248
Street Address	406 SHINING ROCK DR
City	CANTON
State	NC
Zip	28716-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#24 SECT 2 RIVER AT SHINING ROCK
Legal Subdivision	RIVER AT SHINING ROCK
Legal Unit	24
Jurisdiction	HAYWOOD NC
Township / Civil Division	CECIL
Census Block Group	1
Census Block	1037
Census Tract	921301

Owner

406 Shining Rock Dr is owned and occupied by two individuals who acquired it in September 2020.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 SHINING ROCK DR, CANTON, NC 28716-5838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Special Warranty Deed, Transfer · VA Mortgage PNC BANK NA
Oct 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020
Deed Sale	Sep 22, 2020
Prior Sale	Oct 17, 2019 · Amount on File
Deed Document Number	20209455
Deed Book / Page	1008 / 311
Record Updated	Sep 20, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 22, 2020
Property Address	406 SHINING ROCK DR, CANTON, NC 28716-5838
Document Number	0010080311
Book / Page	1008 / 311
Map Reference	CAB C SL 5550
Instrument Date	Sep 22, 2020
Instrument	2020009455
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 ENCLAVE WAY, DALLAS, TX 75265

Mortgage

Document Number	0001008314
Date	Sep 22, 2020
Instrument	1008/314

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 17, 2019
Property Address	406 SHINING ROCK DR, CANTON, NC 28716-5838
Document Number	0009831665
Book / Page	000983 / 001665
Instrument Date	Oct 17, 2019
Instrument	9568
Transaction Type	Foreclosure
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$436.32
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 406 Shining Rock Dr was $2,183.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (-) Land $82,800 Building $228,700
2025	$2,183.00	$311,500 Land $82,800 Building $228,700	$311,500 Land $82,800 Building $228,700
2023		$311,700 Land $83,000 Building $228,700	$311,700 Land $83,000 Building $228,700
2021			$311,700 Land $83,000 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Shining Rock Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Shining Rock Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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