406 Sherman Ave, Elgin, IL 60120 Property Records

Kane County property record for 406 Sherman Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1931
Lot Size	0.139 acres (6,068 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Feb 2019)
Tax Bill	$6,022 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-202-006`

Property Details

APN / Parcel Number

Primary APN	`06-24-202-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,455 sqft Living Area
Gross Area	2,425 sqft
Basement Area	970 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Brick
Lot Area	6,068 sqft (0.139 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	406 SHERMAN AVE
City	ELGIN
State	IL
Zip	60120-6745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADDN WEST 37 FT EAST 103 FT LOT 8 BLOCK 7
Legal Subdivision	SHERMANS ADDN
Legal Block	7
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4000
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 SHERMAN AVE, ELGIN, IL 60120-6745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	20194204
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2019
Property Address	406 SHERMAN AVE, ELGIN, IL 60120-6745
Document Number	0000004204
Instrument Date	Jan 31, 2019
Instrument	2019K004204
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 SHERMAN AVE, 406, ELGIN, IL 60120-6745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SHERMAN AVE, ELGIN, IL 60120-6745

Mortgage

Document Number	0000004205
Date	Feb 1, 2019
Instrument	2019K004205

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,022.00 (+15.83%) Homeowner's exemption	$86,942 (+8.57%) Land $11,749 Building $75,193	$260,930 (+8.57%) Land $35,261 Building $225,669
2024		$80,080 (+21.39%) Land $10,822 Building $69,258	$240,336 (+21.44%) Land $32,479 Building $207,857
2022	$5,199.00 (+4.67%) Homeowner's exemption	$65,967 (+6.96%) Land $8,915 Building $57,052	$197,901 (+6.96%) Land $26,745 Building $171,156
2021	$4,967.00 Homeowner's exemption	$61,675 Land $8,335 Building $53,340	$185,025 Land $25,005 Building $160,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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