406 Shady Ln, Mathews, VA 23109 Property Records

Mathews County property record for 406 Shady Ln, Mathews, VA 23109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,032 sqft · built 1975
Lot Size3.71 acres (161,913 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Apr 2023)
Tax Bill$2,320 (2026)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2022 Sale
Flood ZoneZone AE (high risk)
APN25-A-149

Property Details

APN / Parcel Number

Primary APN25-A-149

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,032 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Roof TypeGable
Roof MaterialAsphalt
Lot Area161,913 sqft (3.71 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address406 SHADY LN
CityMATHEWS
StateVA
Zip23109-2189
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3.8 ACRESPLAT 1/50/493,4
Legal Lot Number149
JurisdictionMATHEWS VA
Township / Civil DivisionWESTVILLE
Census Block Group1
Census Block1010
Census Tract951402

Owner

406 Shady Ln is owned by an individual who bought it in April 2023.

Source: Mathews County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 7002, SUFFOLK, VA 23437-0002
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed, Transfer · Conventional Mortgage
ALLY CAPITAL CORP
May 9, 2022Deed of Distribution, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2023 · Amount on File
Deed SaleApr 24, 2023 · Amount on File
Deed Document Number2023438
Prior Transfer DateMay 27, 2009
Prior Transfer Doc0000000823
Record UpdatedSep 20, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateApr 24, 2023
Property Address406 SHADY LN, MATHEWS, VA 23109
Document Number0230000438
Map ReferenceCAB 1 SL 16 HNGR 156
Instrument DateApr 14, 2023
Instrument230000438
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 7002, SUFFOLK, VA 23437-0002

Mortgage

Document Number0230000439
DateApr 24, 2023
Instrument230000439
Lender
NameALLY CAPITAL CORP
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

May 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionMATHEWS VA
Recording DateMay 9, 2022
Property Address406 SHADY LN, MATHEWS, VA 23109
Document Number0220000780
Map ReferenceCAB 1 SL 16
Instrument DateMay 6, 2022
Instrument220000780
Transaction TypeTransfer
Record UpdatedFeb 13, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address777 WALKERBILT RD LOT 23, 23, NAPLES, FL 34110-1528

Tax Assessment & Valuation

The 2026 property tax bill for 406 Shady Ln was $2,320.

Source: Mathews County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,320.00$374,200 Land $192,700 Building $181,500
2025$2,320.00
2023$2,100.00$375,100 Land $193,600 Building $181,500$374,200 Land $192,700 Building $181,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Shady Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 policies
Nearby Flood Policies203 in force
Nearby Flood Claims33 (1998–2022)
Most Recent ClaimOct 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims
  • Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Shady Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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