Lexington County property record for 406 Shady Ln, Cayce, SC 29033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,330 sqft · built 1960 |
| Lot Size | 0.474 acres (20,650 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jun 2017) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005720-03-006 |
| Primary APN | 005720-03-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,330 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Shingle |
| Lot Area | 20,650 sqft (0.474 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 SHADY LN |
|---|---|
| City | CAYCE |
| State | SC |
| Zip | 29033-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | EDENWOOD LOT 7 BLK K |
| Legal Subdivision | EDENWOOD SUBDIVISION |
| Legal Block | K |
| Legal Lot Number | 7 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | WEST COLUMBIA-CAYCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20604 |
406 Shady Ln is owned and occupied by an individual who acquired it in August 2017.
Source: Lexington County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 SHADY LN, CAYCE, SC 29033-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Aug 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 12, 2017 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on File |
| Deed Sale | Jun 12, 2017 · Amount on File |
| Prior Sale | Sep 27, 2006 · Amount on File |
| Deed Document Number | 201727401 |
| Deed Book / Page | 19268 / 331 |
| Last Transfer Date | Aug 9, 2017 |
| Transfer Doc | 1942600159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 406 SHADY LN, CAYCE, SC 29033-2726 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2102404728 |
|---|---|
| Date | Sep 1, 2022 |
| Book Page | 21024/4728 |
| Instrument | 2022039529 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Aug 17, 2017 |
| Property Address | 406 SHADY LN, CAYCE, SC 29033-2726 |
| Document Number | 1942600159 |
| Book / Page | 019426 / 000159 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 39384 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 SHADY LN CAYCE SC 290332726, CAYCE, SC 29033-2726 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 12, 2017 |
| Property Address | 406 SHADY LN, CAYCE, SC 29033-2726 |
| Document Number | 1926800331 |
| Book / Page | 19268 / 331 |
| Instrument Date | May 20, 2017 |
| Instrument | 2017027401 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 SHADY LN, CAYCE, SC 29033-2726 |
| Document Number | 1926800335 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 19268/335 |
| Instrument | 2017027402 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 406 Shady Ln was $1,391, up 10.7% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Municipality | Cayce City |
| Unified School District | Lexington School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,391.00 (+10.66%) | ||
| 2024 | $1,257.00 (+5.01%) | $6,973 (-) Land $1,000 Building $5,973 | $174,302 (-) Land $25,000 Building $149,302 |
| 2023 | $1,197.00 | $6,973 Land $1,000 Building $5,973 | $174,302 Land $25,000 Building $149,302 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Shady Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Shady Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAYCE serves 17,460 people · EPA ID SC3210003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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