406 SE 40th St, Ocala, FL 34480 Property Records

Marion County property record for 406 SE 40th St, Ocala, FL 34480

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,604 sqft · built 2014
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Jul 2022)
Tax Bill$5,665 (2025)
Deeds & MortgagesNov 2024 Second Mortgage
Nov 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30598-03-014

Property Details

APN / Parcel Number

Primary APN30598-03-014
Alternative APNs
  • 3536789000
  • 3536789

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,604 sqft Living Area
Gross Area4,755 sqft
1st Floor Area2,604 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions147 ft deep x 87 ft wide
Garage TypeAttached
Garage Area643 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area1,070 sqft
PorchScreened Porch
Porch Area438 sqft
Deck Area732 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address406 SE 40TH ST
CityOCALA
StateFL
Zip34480-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD01
Legal DescriptionSEC 29 TWP 15 RGE 22 PLAT BOOK 9 PAGE 167 VILLAS AT BELLECHASE LOT 14
Legal Range22E
Legal Township15S
Legal Section29
Legal SubdivisionVILLAS AT BELLECHASE
Legal Lot Number14
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group3
Census Block3020
Census Tract2402

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 SE 40TH ST, OCALA, FL 34480-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 9, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Deed Document Number2022102474
Deed Book / Page7829 / 623
Prior Transfer DateOct 24, 2014
Prior Transfer Doc0061190993
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address406 SE 40TH ST, OCALA, FL 34480-2706
Transaction TypeMortgage
Record UpdatedDec 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 SE 40TH ST, OCALA, FL 34480-2706

Mortgage

Document Number0084660629
DateNov 8, 2024
Book Page8466/629
Instrument2024147957
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2044

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address406 SE 40TH ST, OCALA, FL 34480-2706
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 SE 40TH ST, OCALA, FL 34480-2706

Mortgage

Document Number0079181654
DateNov 9, 2022
Book Page7918/1654
Instrument2022159401
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address406 SE 40TH ST, OCALA, FL 34480-2706
Transaction TypeMortgage
Record UpdatedAug 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0075251870
DateJul 27, 2021
Book Page7525/1870
Instrument2021101627
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address406 SE 40TH ST, OCALA, FL 34480-2706
Document Number0066451928
Book / Page006645 / 001928
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address406 SE 40TH ST OCALA FL 344802706, OCALA, FL 34480-2706

Mortgage

Document Number0066451928
DateSep 27, 2017
Book Page006645/001928
Instrument87333
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
MunicipalityOcala City
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,665.00 (+3.96%) Homeowner's exemption$345,414 (+5.99%)$469,403 (+20.84%) Land $66,000 Building $403,403
2023$5,449.00 (+6.72%) Homeowner's exemption$325,902 (+3%) Land $50,000 Building $275,902$388,451 (-11.7%) Land $50,000 Building $338,451
2022$5,106.00 Homeowner's exemption$316,410$439,937 Land $50,000 Building $389,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCALA, CITY OF (2 WTPS)
serves 66,449 people · EPA ID FL3420922
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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