406 SE 3rd St, Fort Meade, FL 33841 Property Records

Polk County property record for 406 SE 3rd St, Fort Meade, FL 33841

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 2000
Lot Size	0.897 acres (39,108 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jul 2023)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43125000`

Property Details

APN / Parcel Number

Primary APN	`43125000`
Alternative APNs	`253134473500002041` `343125473500002041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,455 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	39,108 sqft (0.897 acres)
Lot Dimensions	135 ft deep x 119 ft wide
Garage Type	Mixed
Garage Area	440 sqft
Porch	Open Porch
Porch Area	78 sqft
Shed	1 Shed

Location & Zoning

Account Number	43125000
Old Parcel Number	343125473500002041
Street Address	406 SE 3RD ST
City	FORT MEADE
State	FL
Zip	33841-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE CENTER OR TODDS SUB PB 17 PG 2 BLK 2 LOTS 1 THRU 6 E 64 FT & LOTS 7 & 8 LESS E 6.5 FT THEREOF
Legal Range	25
Legal Township	31
Legal Section	34
Legal Subdivision	WHITE CENTER OR TODDS SUBDIVISION
Legal Tract	473500
Legal Block	2
Legal Lot Number	1-8 5
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1038
Census Tract	16002

Owner

Source: Polk County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer TITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Jul 31, 2023
Deed Document Number	2023177258
Deed Book / Page	12782 / 173
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2023
Property Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643
Document Number	0000177255
Book / Page	12782 / 166
Map Reference	MB 17 PG 2
Instrument Date	Jul 21, 2023
Instrument	2023177255
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	TITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 N ORANGE AVE, FORT MEADE, FL 33841-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2023
Property Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643
Document Number	0000177258
Book / Page	12782 / 173
Map Reference	MB 17 PG 2
Instrument Date	Jul 21, 2023
Instrument	2023177258
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	TITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 N ORANGE AVE, FORT MEADE, FL 33841-3039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643

Mortgage

Document Number	0012782175
Date	Jul 31, 2023
Instrument	12782/175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Feb 3, 2017
Property Address	406 SE 3RD ST, FORT MEADE, FL 33841-3643
Document Number	0100560578
Book / Page	010056 / 000578
Instrument Date	Dec 19, 2016
Instrument	22331
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Amount	Amount Recorded
Tax	$857.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SE 3RD ST FORT MEADE FL 338413643, FORT MEADE, FL 33841-3643

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Fort Meade City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 (+59.86%) Homeowner's exemption	$179,431 (+54.06%)	$217,314 (-0.93%) Land $40,465 Building $176,849
2023	$1,739.00 (+3.51%) Homeowner's exemption	$116,467 (+3%)	$219,346 (+1.95%) Land $17,616 Building $201,730
2022	$1,680.00 Homeowner's exemption	$113,075	$215,161 Land $14,392 Building $200,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT MEADE serves 5,455 people · EPA ID FL6530320
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum, Verizon.

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