406 Saint Thomas Dr, Laredo, TX 78045 Property Records

Webb County property record for 406 Saint Thomas Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1995
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Jul 2019)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`965-21002-033`

Property Details

APN / Parcel Number

Primary APN	`965-21002-033`
Alternative APN	`231807`

Interior

Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	264 sqft
Porch	Open Porch
Porch Area	245 sqft

Location & Zoning

Street Address	406 SAINT THOMAS DR
City	LAREDO
State	TX
Zip	78045-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 33 BLK 2 LAS BRISAS III
Legal Subdivision	LAS BRISAS I, II
Legal Block	2
Legal Lot Number	33
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1016
Census Tract	1724

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 SAINT THOMAS DR, LAREDO, TX 78045-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 2, 2019	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC
Mar 20, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Prior Sale	Mar 20, 2019 · Amount on Record
Deed Document Number	20191364929
Deed Book / Page	4624 / 355
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	004568/043
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	406 SAINT THOMAS DR, LAREDO, TX 78045-8012
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005141/21
Date	Oct 28, 2021
Book Page	5141/21
Instrument	1446835

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 2, 2019
Property Address	406 SAINT THOMAS DR, LAREDO, TX 78045-8012
Document Number	004624/355
Book / Page	4624 / 355
Map Reference	VOL 11 PG 60
Instrument Date	Jun 28, 2019
Instrument	1364929
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SAINT THOMAS DR, LAREDO, TX 78045-8012

Mortgage

Document Number	0001364930
Date	Jul 2, 2019
Instrument	1364930

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Mar 20, 2019
Property Address	406 SAINT THOMAS DR, LAREDO, TX 78045-8012
Document Number	004568/043
Book / Page	4568 / 043
Map Reference	VOL 11 PG 60
Instrument Date	Mar 14, 2019
Instrument	1355340
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 REGAL DR, LAREDO, TX 78041-2334

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,257 (-0.59%) Land $72,963 Building $189,294	$262,257 (-0.59%) Land $72,963 Building $189,294
2025	$1,335.00 (-14.31%) Homeowner's exemption	$263,809 (+11.01%) Land $72,963 Building $190,846	$263,809 (+11.01%) Land $72,963 Building $190,846
2024	$1,558.00 (+14.9%)
2023		$237,653 Land $68,486 Building $169,167	$237,653 Land $68,486 Building $169,167
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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