406 Saint Lawrence Dr, Silver Spring, MD 20901 Property Records

Montgomery County property record for 406 Saint Lawrence Dr, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,986 sqft · built 1950
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,136 (2025)
Deeds & Mortgages	May 2023 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01217661`

Property Details

APN / Parcel Number

Primary APN	`13-01217661`
Alternative APN	`01217661`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Porch	Open Porch
Porch Area	54 sqft
Deck Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01217661
Street Address	406 SAINT LAWRENCE DR
City	SILVER SPRING
State	MD
Zip	20901-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	INDIAN SPRING VILLAG E SEC 2
Legal Subdivision	IND SPRG VILL
Legal Block	11
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	406 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Intrafamily Transfer, Transfer
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2009
Deed Sale	May 21, 2009
Prior Sale	Apr 8, 1998 · Amount on Record
Deed Document Number	20099619
Last Transfer Date	May 18, 2023
Transfer Doc	0670400396
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	May 26, 2023
Property Address	406 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Document Number	0670400396
Book / Page	67040 / 396
Map Reference	MB 32 PL 2056
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	406 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 7, 2021
Property Address	406 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625
Document Number	0642200198
Book / Page	64220 / 198
Map Reference	MB 32 PL 2056
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	GPN TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 SAINT LAWRENCE DR, SILVER SPRING, MD 20901-2625

Mortgage

Document Number	64220201
Date	Oct 7, 2021
Instrument	64220/201

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,433 (+5.19%)	$742,100 (+15.57%) Land $259,900 Building $482,200
2025	$8,136.00 (+5.48%)	$642,100 (+10.17%) Land $259,900 Building $382,200	$642,100 (-) Land $259,900 Building $382,200
2024	$7,713.00 (+28.42%)
2023		$582,833	$642,100 Land $259,900 Building $382,200
2022	$6,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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