Sanders County property record for 406 S Willis St, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,394 sqft · built 1919 |
| Lot Size | 0.238 acres (10,367 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,588 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R35360 |
| Primary APN | R35360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,394 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Attic | Attic |
| Attic Area | 370 sqft |
| Basement Area | 512 sqft |
| Unfinished Basement | 512 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,367 sqft (0.238 acres) |
| Lot Dimensions | 157 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 224 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000000086 |
|---|---|
| Street Address | 406 S WILLIS ST |
| City | PLAINS |
| State | MT |
| Zip | 59859-7632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIS ADD (PLAINS), S27, T20 N, R26 W, BLOCK 002, LOT 018, ACRES 0.238, & SE 16' LOT 17 |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 27 |
| Legal Subdivision | WILLIS ADD (PLAINS) |
| Legal Block | 2 |
| Legal Lot Number | 17,18 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 2 |
| Census Block | 2145 |
| Census Tract | 100 |
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 1435, PLAINS, MT 59859-1435 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF MISSOULA |
| Jul 17, 2018 | Warranty Deed, Transfer FIRST SECURITY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2022 |
| Deed Sale | May 2, 2022 |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 2022325796 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0000325796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 406 S WILLIS ST, PLAINS, MT 59859-7632 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 319270 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 319270 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | MISSOULA, MT 59801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Jul 17, 2018 |
| Property Address | 406 S WILLIS ST, PLAINS, MT 59859-7632 |
| Document Number | 000000310179 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 000000310179 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 E 14TH AVE, KENNEWICK, WA 99337-5326 |
| Document Number | 000000310180 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 000000310180 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Jan 1, 2019 |
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Municipality | Plains Town |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,588.00 (+122.86%) | $252,800 (-) | |
| 2025 | $1,610.00 (-9.9%) | $252,800 (+32.01%) | $252,800 (+32.01%) Land $73,912 Building $178,888 |
| 2023 | $1,787.00 | $191,500 | $191,500 Land $35,025 Building $156,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1997–2011) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
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