406 S Van Eps Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 406 S Van Eps Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 672 sqft · built 1953
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Trust Names on Record
Last Sale	$137,000 (Jan 2019)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-15-362-003-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-15-362-003-000`
Alternative APN	`43167`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Finished Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,192 sqft (0.119 acres)
Lot Dimensions	118 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	43167
Street Address	406 S VAN EPS AVE
City	SIOUX FALLS
State	SD
Zip	57103-1762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 14 PHILLIPS ADDN TO EAST SIOUX FALLS
Legal Subdivision	PHILLIPS ADDN
Legal Block	14
Legal Lot Number	4
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2018
Census Tract	500

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	406 S VAN EPS AVE, SIOUX FALLS, SD 57103-1762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage PLAINS COMMERCE BANK
Jan 30, 2019	Warranty Deed, Transfer · VA Mortgage PLAINS COMMERCE BANK
Sep 25, 2014	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Book / Page	587-D / 0448
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	406 S VAN EPS AVE, SIOUX FALLS, SD 57103-1762
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1904MTG/461
Date	Nov 9, 2020
Book Page	1904 MTG/461

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 30, 2019
Property Address	406 S VAN EPS AVE, SIOUX FALLS, SD 57103-1762
Document Number	587DEED/0448
Book / Page	587 DEED / 0448
Instrument Date	Jan 24, 2019
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 S VAN EPS AVE, SIOUX FALLS, SD 57103-1762

Mortgage

Document Number	1854MTG0208
Date	Jan 30, 2019
Instrument	1854 MTG/0208

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 25, 2014
Property Address	406 S VAN EPS AVE, SIOUX FALLS, SD 57103-1762
Document Number	000558/315
Book / Page	558 / 315
Instrument Date	Sep 24, 2014
Instrument	420131
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4313 W SHIPTON ST, SIOUX FALLS, SD 57108-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 S MINNESOTA AVE # 105, 105, SIOUX FALLS, SD 57104-6314

Mortgage

Document Number	001763/758
Date	Sep 25, 2014
Book Page	1763/758
Instrument	420150

Lender

Name	HOME FEDERAL BANK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,207 (+%) Land $25,121 Building $136,086	$161,207 Land $25,121 Building $136,086
2025	$2,190.00	$161,200 (+7.9%) Land $25,400 Building $135,800
2024	$2,190.00 (+24.64%)	$149,400 (+29.02%) Land $25,400 Building $124,000
2022	$1,757.00	$115,800 Land $19,800 Building $96,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Snowstorm, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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