Henderson County property record for 406 S Summit Ridge Rd, Saluda, NC 28773 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 842 sqft · built 1998 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,882 (2025) |
| Deeds & Mortgages | Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9575836298 |
| Primary APN | 9575836298 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 842 sqft Heated Area |
| 1st Floor Area | 2,359 sqft |
| Basement Area | 2,065 sqft |
| Finished Basement | 1,415 sqft |
| Unfinished Basement | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 539 sqft |
| Deck Area | 272 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9956799 |
|---|---|
| Street Address | 406 S SUMMIT RIDGE RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #33-36 LAKE SUMMIT CO SEC J SEJ |
| Legal Subdivision | LAKE SUMMIT CO |
| Legal Block | 83 |
| Legal Lot Number | 6298 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 932000 |
Source: Henderson County records · APN 9575836298
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 158 W MAIN ST, SPARTANBURG, SC 29306-2333 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Mar 04, 2022 |
| Property Address | 406 S SUMMIT RIDGE RD, SALUDA, NC 28773 |
| Document Number | 0038780291 |
| Book / Page | 3878 / 291 |
| Map Reference | CAB B SL 108 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 974917 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 SHERWOOD CIR, SPARTANBURG, SC 29302-2720 |
| Name | Verified Name |
|---|---|
| Address | 158 W MAIN ST, SPARTANBURG, SC 29306-2333 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,861,100 (-) Land $631,200 Building $1,229,900 | ||
| 2025 | $9,882.00 | ||
| 2023 | $1,861,100 Land $631,200 Building $1,229,900 | $1,861,100 Land $631,200 Building $1,229,900 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899320003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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