406 S Smith St, Albany, MO 64402 Property Records

Gentry County property record for 406 S Smith St, Albany, MO 64402

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,660 sqft · built 1910
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Tax Bill$1,113 (2025)
Flood ZoneZone X (minimal risk)
APN07-06-24-04-04-04

Property Details

APN / Parcel Number

Primary APN07-06-24-04-04-04

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,660 sqft Living Area
Basement Area279 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area143 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address406 S SMITH ST
CityALBANY
StateMO
Zip64402-1629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-63-31 S 108' OF LOT 3 OF BLK 45 ORIG TOWN ALBANY
Legal Range31
Legal Township63
Legal Section24
Legal SubdivisionATAAQ
Legal Block45
Legal Lot Number3
JurisdictionGENTRY MO
Township / Civil DivisionATHENS
Census Block Group2
Census Block2063
Census Tract960100

Owner

406 S Smith St is owned and occupied by an individual who acquired it in February 2013.

Source: Gentry County records, as of March 30, 2026

Owner of RecordIndividual Name on File
Mailing Address406 S SMITH ST, ALBANY, MO 64402-1629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2013
Deed SaleFeb 11, 2013
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 406 S Smith St was $1,113.

Source: Gentry County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAlbany City
CountyGentry County
County SubdivisionAthens Township
Unified School DistrictAlbany R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,113.00$15,300 Land $420 Building $14,880$80,520 Land $2,220 Building $78,300
2023$912.00$13,310 Land $420 Building $12,890$70,080 Land $2,220 Building $67,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2017–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S Smith St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALBANY PWS
serves 1,710 people · EPA ID MO1010006
Water SourceGroundwater
Last State InspectionNov 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · May 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
United Fiber
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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