406 S Ruby St, Derry, PA 15627 Property Records

Westmoreland County property record for 406 S Ruby St, Derry, PA 15627 · Last verified August 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size4,050 sqft (0.093 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2025)
Tax Bill$63.00 (2026)

Property Details

APN / Parcel Number

Primary APN45-42-01-0-143
Alternative APN
  • 0450420010143

Exterior

Lot Area4,050 sqft (0.093 acres)
Depth X Width270 ft x 15 ft Depth x Width

Location & Zoning

Street Address406 S RUBY ST
CityDERRY
StatePA
Zip15627-1452
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionPT LOT 57 15 X 270
Legal SubdivisionPEOPLES SAVINGS BANK PLAN
Legal Lot Number57
JurisdictionWESTMORELAND PA
Minor Civil DivisionDERRY
Census Blockgroup2
Census Block2015
Census Tract808100

Owner

Source: Westmoreland County records · APN 45-42-01-0-143

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 S RUBY ST, ELLENSBURG, WA 98926-3716
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 03, 2025Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Feb 21, 2023Intrafamily Transfer, Transfer
Feb 18, 2022Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2025 · Amount on Record
Deed SaleApr 03, 2025 · Amount on Record
Prior SaleApr 19, 2024 · Amount on Record
Deed Doc Number20258237
Prior Transfer DateFeb 17, 2023
Prior Transfer Doc0000003956
Record RefreshedSep 20, 2026

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionWESTMORELAND PA
Recording DateApr 03, 2025
Property Address406 S RUBY ST, DERRY, PA 15627-1452
Document Number0000008237
Instrument DateMar 27, 2025
Instrument202504030008237
Transaction TypeTransfer
Record UpdatedJul 04, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 S RUBY ST, DERRY, PA 15627-1452

Mortgage

Document Number0000008238
DateApr 03, 2025
Instrument202504030008238
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2055

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTMORELAND PA
Recording DateFeb 21, 2023
Property Address408 S RUBY ST, DERRY, PA 15627-1452
Document Number0000003956
Instrument DateFeb 17, 2023
Instrument202302210003956
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address1539 THEATRE ST, LATROBE, PA 15650-2835

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND PA
Recording DateFeb 18, 2022
Property Address408 S RUBY ST, DERRY, PA 15627-1452
Document Number0000006396
Instrument DateJan 02, 2022
Instrument202202180006396
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 S RUBY ST, DERRY, PA 15627-1452

Mortgage

Document Number0000006397
DateFeb 18, 2022
Instrument202202180006397
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Westmoreland County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionDerry Township
Unified School DistrictDerry Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$63.00 (+1.61%)$500 (-) Land $500
2025$62.00$500 (-) Land $500
2024$62.00 (+6.9%)$500 (-) Land $500
2023$500 Land $500
2022$58.00
1972$500 Land $500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on S Ruby St

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