406 S Oconeechee Ave, Black Mountain, NC 28711 Property Records

Buncombe County property record for 406 S Oconeechee Ave, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,128 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2019)
Tax Bill	$4,256 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619-07-0282-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-07-0282-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	2,024 sqft
Basement Area	932 sqft
Finished Basement	896 sqft
Unfinished Basement	36 sqft

Exterior

Year Built	Built 2017
Architectural Style	Contemporary
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	406 S OCONEECHEE AVE
City	BLACK MOUNTAIN
State	NC
Zip	28711-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:12/10/2019 DEED
Legal Description	DEED DATE:12/10/2019 DEED:5842-0143 LOT:1 BLOCK:19 SECTION:1 PLAT:0180-0122
Legal Block	19
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	4
Census Block	4019
Census Tract	3107

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	406 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	0005842143
Deed Book / Page	5842 / 143
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 10, 2019
Property Address	406 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2839
Document Number	0058420143
Book / Page	5842 / 0143
Map Reference	MB 180 PG 122
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 PENNSYLVANIA AVE, 917, BRISTOL, TN 37620-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2839

Mortgage

Document Number	58420146
Date	Dec 10, 2019
Instrument	5842/0146

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 28, 2017
Property Address	406 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2839
Document Number	0055641420
Book / Page	5564 / 1420
Map Reference	MB 152 PG 120
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1491, BLACK MOUNTAIN, NC 28711-1491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S OCONEECHEE AVE, BLACK MOUNTAIN, NC 28711-2839

Mortgage

Document Number	55641423
Date	Jun 28, 2017
Instrument	5564/1423

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,256.00 (+5.92%)	$490,600 (-)
2023	$4,018.00	$490,600	$490,600 (-) Land $65,400 Building $425,200
2021			$490,600 Land $65,400 Building $425,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on S Oconeechee Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures