406 S Mill St, Naylor, MO 63953 Property Records

Ripley County property record for 406 S Mill St, Naylor, MO 63953

Property Summary

Property Type	Single Family Home
Details	1,045 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,940 (2025)
Flood Zone	Zone X (minimal risk)
APN	`20-1.0-11-002-027-005.000`

Property Details

APN / Parcel Number

Primary APN	`20-1.0-11-002-027-005.000`

Interior

Building Area	1,045 sqft Adjusted Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	406 S MILL ST
City	NAYLOR
State	MO
Zip	63953-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSONS 2ND ADD BLK 1,S2W2 LOT 5,260-38
Legal Range	04E
Legal Township	22N
Legal Section	11
Legal Subdivision	JACKSONS 2ND ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	RIPLEY MO
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3048
Census Tract	870400

Owner

Source: Ripley County records · APN 20-1.0-11-002-027-005.000

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 S MILL ST, NAYLOR, MO 63953-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 07, 2023
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Ripley County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ripley County
Municipality	Naylor City
Unified School District	Naylor R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 (+578.32%)	$5,470 (+9.18%)	$28,800 (+9.09%) Land $1,600 Building $27,200
2023	$286.00	$5,010	$26,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Based on FCC filings for 131 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAYLOR PWS serves 471 people
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.