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406 S Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 406 S Mill St, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$101,300 (Dec 2019)
Tax Bill$988 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN19-3.0-07.0-1-008-013.01

Property Details

APN / Parcel Number

Primary APN19-3.0-07.0-1-008-013.01

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
Gross Area1,328 sqft
1st Floor Area1,040 sqft
Basement Area1,040 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area288 sqft
PorchOpen Frame Porch
Porch Area68 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address406 S MILL ST
CityFESTUS
StateMO
Zip63028-2133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionPT US SURVEY 315
Legal Range6E
Legal Township40N
Legal Section07
Legal SubdivisionUS SURV 315
Legal Block2
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group2
Census Block2020
Census Tract700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address406 S MILL ST, FESTUS, MO 63028-2133
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2019 · Amount on Record
Deed SaleDec 4, 2019 · Amount on Record
Prior SaleApr 9, 2004
Deed Document Number201938097
Prior Transfer DateNov 27, 2019
Prior Transfer Doc0000038097
Record UpdatedOct 29, 2026

December 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJEFFERSON MO
Recording DateDec 4, 2019
Property Address406 S MILL ST, FESTUS, MO 63028-2133
Document Number0000038097
Instrument DateNov 27, 2019
Instrument38097
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyMORTGAGE CONNECT

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address406 S MILL ST FESTUS MO 630282133, FESTUS, MO 63028-2133

Mortgage

Document Number38098
DateDec 4, 2019
Instrument38098
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueDec 3, 2039

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,000 (-) Land $1,300 Building $16,700$94,800 (-) Land $6,900 Building $87,900
2025$988.00 (+6.47%)$18,000 (+9.76%) Land $1,300 Building $16,700$94,800 (-) Land $6,900 Building $87,900
2024$928.00 (+0.54%)$94,800 (+9.47%) Land $6,900 Building $87,900
2023$923.00$16,400 Land $1,300 Building $15,100$86,600 Land $6,900 Building $79,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims113 (1979–2018)
Claims Outside the SFHA29 of 113
Most Recent ClaimSep 2018 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims
  • Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Wisper ISP.

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