Alleghany County property record for 406 S Main St, Sparta, NC 28675
| Property Type | Bank, Financial Building |
|---|---|
| Details | 4,027 sqft · built 1968 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,030,000 (Apr 2010) |
| Tax Bill | $4,022 (2026) |
| Deeds & Mortgages | Apr 2010 Sale Apr 2010 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070778798 |
| Primary APN | 3070778798 |
|---|---|
| Alternative APN |
|
| Building Area | 4,027 sqft Heated Area |
|---|---|
| 1st Floor Area | 5,501 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Combination |
| Lot Area | 64,469 sqft (1.48 acres) |
| Canopy | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5570 |
|---|---|
| Street Address | 406 S MAIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-9606 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | TOWN |
| Legal Description | FIFTH THIRD BANK |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950200 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 FOUNTAIN SQUARE PLZ, 1090HM, CINCINNATI, OH 45202-3102 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 28, 2010 | Warranty Deed, Transfer |
| Apr 28, 2010 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2010 · Amount on Record |
| Deed Sale | Apr 28, 2010 · Amount on Record |
| Deed Document Number | 20103898 |
| Deed Book / Page | 336 / 141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Apr 28, 2010 |
| Property Address | 406 S MAIN ST, SPARTA, NC 28675-9606 |
| Document Number | 00336/0141 |
| Book / Page | 336 / 0141 |
| Instrument Date | Apr 27, 2010 |
| Instrument | 2010-0003898 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 OLD YORK RD300, JENKINTOWN, PA 19046 |
| Name | Verified Name |
|---|---|
| Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Apr 28, 2010 |
| Property Address | 406 S MAIN ST, SPARTA, NC 28675-9606 |
| Document Number | 00336/0146 |
| Book / Page | 336 / 0146 |
| Instrument Date | Apr 27, 2010 |
| Instrument | 2010-0003899 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 OLD YORK RD300, JENKINTOWN, PA 19046 |
| Name | Verified Name |
|---|---|
| Address | 38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102 |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,022.00 | $641,600 (-) Land $241,800 Building $399,800 | $641,600 (-) Land $241,800 Building $399,800 |
| 2025 | $4,022.00 | ||
| 2023 | $641,600 Land $241,800 Building $399,800 | $641,600 Land $241,800 Building $399,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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