406 S Main St, Ohlman, IL 62076 Property Records

Montgomery County property record for 406 S Main St, Ohlman, IL 62076

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1978
Lot Size	0.538 acres (23,464 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (May 2025)
Tax Bill	$2,951 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`09-05-286-003`

Property Details

APN / Parcel Number

Primary APN	`09-05-286-003`
Alternative APN	`01-000-922-00`

Interior

Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	23,464 sqft (0.538 acres)

Location & Zoning

Street Address	406 S MAIN ST
City	OHLMAN
State	IL
Zip	62076-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4-5-6 & 7 BLK 5 UMPLEBYS ADDITION 10-1-922 S T00 R
Legal Subdivision	UMPLEBYS ADDITION
Legal Block	5
Legal Lot Number	4-7
Jurisdiction	MONTGOMERY IL
Township / Civil Division	AUDUBON
Census Block Group	3
Census Block	3168
Census Tract	957300

Owner

Source: Montgomery County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 S MAIN ST, OHLMAN, IL 62076-4417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	20251276
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IL
Recording Date	Jun 20, 2023
Property Address	406 S MAIN ST, OHLMAN, IL 62076-4417
Document Number	0202301658
Instrument Date	Jun 9, 2023
Instrument	202301658
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ADVANCED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 S MAIN ST, OHLMAN, IL 62076-4417

Mortgage

Document Number	0202301659
Date	Jun 20, 2023
Instrument	202301659

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	Audubon Township
Municipality	Ohlman Village
Unified School District	Nokomis Community Unit School District 22 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,951.00 (+35.06%)	$45,490 (+15.72%) Land $3,350 Building $42,140	$136,470 (+15.72%) Land $10,050 Building $126,420
2022	$2,185.00 Homeowner's exemption Senior Citizen's exemption	$39,310 Land $2,890 Building $36,420	$117,930 Land $8,670 Building $109,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL	100 / 10

May also be available: Nextlink, Royell Communications, Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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