Monmouth County and Middletown Township property record for 406 S Laurel Ave, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,964 sqft · built 1971 |
| Lot Size | 0.951 acres (41,406 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Dec 2020) |
| Tax Bill | $14,581 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2018 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00795-0000-00003-06 |
| Primary APN | 32-00795-0000-00003-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Upper Floors Area | 1,144 sqft |
| Basement Area | 1,794 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 41,406 sqft (0.951 acres) |
| Lot Dimensions | 206 ft deep x 201 ft wide |
| Porch | Open Porch |
| Deck Area | 943 sqft |
| Patio Area | 966 sqft |
| Sewer | Connected |
|---|
| Account Number | 9425 |
|---|---|
| Street Address | 406 S LAUREL AVE |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Subdivision | TOWNSHIP/MIDDLETOWN |
| Legal Block | 795 |
| Legal Lot Number | 3.6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 801100 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 S LAUREL AVE, MIDDLETOWN, NJ 07748-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PVT BK NA |
| Oct 16, 2018 | Trustee's Deed, Foreclosure AIS CAPITAL LLC |
| Sep 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Prior Sale | Aug 11, 2020 · Amount on Record |
| Deed Document Number | 2020157379 |
| Deed Book / Page | 9468 / 8215 |
| Prior Transfer Date | Nov 10, 2006 |
| Prior Transfer Doc | 0086106259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 11, 2020 |
| Property Address | 406 S LAUREL AVE, MIDDLETOWN, NJ 07748-1902 |
| Document Number | 0000087296 |
| Book / Page | 009432 / 005043 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 87296 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $735.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 KERRY CT OLD BRIDGE NJ 088572610, OLD BRIDGE, NJ 08857-2610 |
| Document Number | 87297 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 009432/005068 |
| Instrument | 87297 |
| Name | MORGAN STANLEY PVT BK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 16, 2018 |
| Property Address | 406 S LAUREL AVE, MIDDLETOWN, NJ 07748-1902 |
| Document Number | 0000101340 |
| Book / Page | 009316 / 004872 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 101340 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 KERRY CT OLD BRIDGE NJ 088572610, OLD BRIDGE, NJ 08857-2610 |
| Document Number | 101341 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 009316/004931 |
| Instrument | 101341 |
| Name | AIS CAPITAL LLC |
|---|---|
| Address | 9 SAXON CT, FREEHOLD, NJ 07728-9055 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 29, 2017 |
| Property Address | 406 S LAUREL AVE, MIDDLETOWN, NJ 07748-1902 |
| Document Number | 0000096137 |
| Book / Page | 009251 / 004975 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 96137 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 CHRISTIE ST EDISON NJ 088203748, EDISON, NJ 08820-3748 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $965,200 (+6.84%) Land $409,200 Building $556,000 | $965,200 (+6.84%) Land $409,200 Building $556,000 | |
| 2025 | $14,581.00 (+7.09%) | $903,400 (+7.42%) Land $352,400 Building $551,000 | $903,400 (+7.42%) Land $352,400 Building $551,000 |
| 2024 | $13,616.00 (-11.48%) | ||
| 2023 | $841,000 Land $338,900 Building $502,100 | $841,000 Land $338,900 Building $502,100 | |
| 2022 | $15,382.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures