406 S John St, Teutopolis, IL 62467 Property Records

Effingham County property record for 406 S John St, Teutopolis, IL 62467

Property Summary

Property Type	Multi-Family Dwellings
Details	1 bd · 2 ba · 1,656 sqft · built 2003
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,500 (Sep 2018)
Tax Bill	$5,228 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-18-011-026`

Property Details

APN / Parcel Number

Primary APN	`12-18-011-026`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Base Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Multi-Family
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	406 S JOHN ST
City	TEUTOPOLIS
State	IL
Zip	62467-1317
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	LOT 1 DOEDTMAN TEUTOPOLIS SUB 3412/114 3133/22 2691/27 2459/287 1907/270
Legal Subdivision	DOEDTMAN TEUTOPOLIS SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	TEUTOPOLIS
Census Block Group	2
Census Block	2040
Census Tract	950100

Owner

Source: Effingham County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit DIETERICH BANK NA
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 10, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIETERICH BANK NA
Sep 10, 2018	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Jul 21, 2015 · Amount on Record
Deed Document Number	20181803710
Deed Book / Page	3412 / 114
Prior Transfer Date	Oct 15, 2008
Prior Transfer Doc	002459/289
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202525003220
Date	Sep 9, 2025
Instrument	202525003220

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 23, 2035

Interest

Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003567/117
Date	May 26, 2020
Book Page	3567/117
Instrument	202020002553

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003412/130
Date	Sep 10, 2018
Book Page	3412/130
Instrument	201801803712

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2023

Interest

Rate Type	Fixed Rate
Rate	5.09%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 10, 2018
Property Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317
Document Number	003412/114
Book / Page	3412 / 114
Map Reference	MB 1552 PG 311
Instrument Date	Aug 31, 2018
Instrument	201801803710
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 S JOHN ST, TEUTOPOLIS, IL 62467-1317

Mortgage

Document Number	201801803711
Date	Sep 10, 2018
Instrument	201801803711

Lender

Name	DIETERICH BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Teutopolis Township
Municipality	Teutopolis Village
Unified School District	Teutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,228.00 (+30.47%)	$94,540 (+21.56%) Land $19,550 Building $74,990	$283,620 (+21.56%) Land $58,650 Building $224,970
2022	$4,007.00 Homeowner's exemption	$77,770 Land $16,080 Building $61,690	$233,310 Land $48,240 Building $185,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEUTOPOLIS serves 2,018 people · EPA ID IL0490450
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	EJ WATER COOPERATIVE
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Wabash Communications.

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