406 S Island Loop, Edenton, NC 27932 Property Records

Chowan County property record for 406 S Island Loop, Edenton, NC 27932

Property Summary

Property TypeGeneral Agricultural/Rural
Lot Size0.74 acres (32,234 sqft)
OwnerIndividual Name on Record
Last Sale$990,000 (Jul 2022)
Tax Bill$1,803 (2026)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN786500530762

Property Details

APN / Parcel Number

Primary APN786500530762
Alternative APNs
  • 38211
  • 51186

Exterior

Lot Area32,234 sqft (0.74 acres)

Location & Zoning

Account Number51186
Street Address406 S ISLAND LOOP
CityEDENTON
StateNC
Zip27932
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA1
Legal DescriptionLOT 3 EDENTON POINT
Legal SubdivisionEDENTON POINT SUB
Legal Lot Number3
JurisdictionCHOWAN NC
Township / Civil Division4, YEOPIM
Census Block Group2
Census Block2012
Census Tract930102

Owner

Source: Chowan County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6000 OLD HEARTWOOD WAY, 6301, MATTHEWS, NC 28104-8760
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2022 · Amount on Record
Deed SaleJul 19, 2022 · Amount on Record
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHOWAN NC
Property Address406 S ISLAND LOOP, EDENTON, NC 27932
Transaction TypeMortgage
Record UpdatedOct 1, 2025
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3295 DANIEL DR, FARMVILLE, NC 27828-1369

Mortgage

Document Number000598/492
DateSep 12, 2025
Book Page598/492
Instrument430389
Lender
NameATLANTIC UNION BANK
TypeBank
AddressKITTY HAWK, NC 27949
Agreement
AmountAmount Recorded
Term178 Months
DueJul 27, 2040

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChowan County
Unified School DistrictEdenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,803.00$225,441 (+78.16%) Land $208,791 Building $16,650$225,441 (+78.16%) Land $208,791 Building $16,650
2025$126,540 (-) Land $109,890 Building $16,650$126,540 (-) Land $109,890 Building $16,650
2023$930.00$126,540 Land $109,890 Building $16,650$126,540 Land $109,890 Building $16,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims3 (2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHOWAN CO WATER SYSTEM
serves 11,722 people · EPA ID NC0421015
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Island Loop

Nearby Streets

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