406 S Eldorado Rd, Bloomington, IL 61704 Property Records

McLean County property record for 406 S Eldorado Rd, Bloomington, IL 61704 · Last verified April 2026

Property Summary

Property Type	Commercial
Details	40,466 sqft · built 1970
Lot Size	1.13 acres (49,319 sqft)
Owner	Company Name on File
Tax Bill	$3,709 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-451-008`

Property Details

APN / Parcel Number

Primary APN	`21-02-451-008`

Interior

Plumbing Fixtures	26 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	40,466 sqft Gross Area
1st Floor Area	20,233 sqft
Basement Area	20,233 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	49,319 sqft (1.13 acres)
Lot Dimensions	330 ft deep x 150 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 S ELDORADO RD
City	BLOOMINGTON
State	IL
Zip	61704-4502
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	FIRST SUBN OAKLAND SUBURBAN HEIGHTS N108.1 LOT 3, S42 LOT 4 (EX E86, S42 LOT 4, (EX E86) S42 LOT 21 & (EX E86) N108.1 LOT 22 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	02
Legal Subdivision	OAKLAND SUBURBAN HEIGHTS
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1024
Census Tract	1103

Owner

Source: McLean County records · APN 21-02-451-008

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	406 S ELDORADO RD, BLOOMINGTON, IL 61704-4502
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 23, 2026
Property Address	406 S ELDORADO RD, BLOOMINGTON, IL 61704-4502
Document Number	0000005441
Instrument Date	Mar 31, 2026
Instrument	20265441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	406 S ELDORADO RD, BLOOMINGTON, IL 61704-4502

Mortgage

Document Number	0000005441,
Date	Apr 23, 2026
Instrument	20265441

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,831 (+10.29%) Land $17,140 Building $32,691	$149,493 (+10.29%) Land $51,420 Building $98,073
2024	$3,709.00 (-1.77%)
2023	$3,776.00 (+0.94%)	$45,181 (+2.62%) Land $15,540 Building $29,641	$135,543 (+2.62%) Land $46,620 Building $88,923
2022	$3,741.00	$44,027 Land $15,143 Building $28,884	$132,081 Land $45,429 Building $86,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: Pavlov Media. Availability varies by address; speeds are provider-advertised maximums, not measured.