Daviess County property record for 406 S Chestnut St, Gallatin, MO 64640 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,170 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $172,900 (2025) |
| Tax Bill | $941.00 (2025) |
| Primary APN | 15-4.2-19-1-06-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,170 sqft Living Area |
| Basement Area | 1,170 sqft Basement |
| Unfinished Basement | 1,170 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 112 ft x 93.4 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Porch Area | 90 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 406 S CHESTNUT ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-1225 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ALL THE SOUTH 36.6' OF LOT 4 IN BLOCK 5 OF MCDOWELL'S ADDITION, AND THE WEST 111.75' OF THE 20 FOOT ALLEY, RUNNING ALONG THE |
| Legal Range | 27W |
| Legal Township | 59N |
| Legal Section | 19 |
| Legal Subdivision | MCDOWELL'S ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 4,3,4,5 |
| Jurisdiction | DAVIESS MO |
| Minor Civil Division | UNION |
| Census Blockgroup | 3 |
| Census Block | 3076 |
| Census Tract | 470200 |
Source: Daviess County records · APN 15-4.2-19-1-06-05
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 12, 2012 | Deed of Trust, Mortgage · Line of Credit USAA FEDERAL SAVINGS BANK |
| Jun 13, 2025 | Deed of Trust, Mortgage · Line of Credit BTC BANK |
| Jun 13, 2025 | Warranty Deed, Transfer · Line of Credit BTC BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | Feb 25, 2025 |
| Deed Doc Number | 2025898 |
| Deed Book / Page | 413 / 170 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Property Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 869 E 1259 RD, LAWRENCE, KS 66047-9201 |
| Document Number | 00000258/1 |
|---|---|
| Date | Jul 12, 2012 |
| Book Page | 258/1 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS MO |
| Property Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Document Number | 0000330/22 |
|---|---|
| Date | Jun 13, 2025 |
| Book Page | 330/22 |
| Instrument | 20250899 |
| Name | BTC BANK |
|---|---|
| Type | Bank |
| Address | JAMESPORT, MO 64648 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIESS MO |
| Recording Date | Jun 13, 2025 |
| Property Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Document Number | 000413/170 |
| Book / Page | 413 / 170 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 20250898 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | DAVIESS COUNTY LAND TITLE LLC, DAVIESS CNTY LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 S CHESTNUT ST, GALLATIN, MO 64640-1225 |
| Document Number | 0020250899 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 20250899 |
| Name | BTC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2055 |
Source: Daviess County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $941.00 (+4.44%) | $13,241 (+7.95%) Land $1,043 Building $12,198 | $69,690 (+7.95%) Land $5,490 Building $64,200 |
| 2023 | $901.00 | $12,266 Land $870 Building $11,396 | $64,560 Land $4,580 Building $59,980 |
Source: FEMA National Flood Hazard Layer, Daviess County (29061C), updated September 29, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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