Yuma County property record for 406 S Cedar St, Yuma, CO 80759
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,190 sqft · built 1920 |
| Lot Size | 0.138 acres (6,020 sqft) |
| Owner | Trust Name on File |
| Last Sale | $245,000 (Oct 2020) |
| Tax Bill | $2,156 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2021 Line of Credit + 1 more |
| APN | Y003503 |
| Primary APN | Y003503 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| Attic | Attic |
| Attic Area | 538 sqft |
| Basement Area | 2,352 sqft |
| Finished Basement | 784 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,020 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 538 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 S CEDAR ST |
|---|---|
| City | YUMA |
| State | CO |
| Zip | 80759-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | Y, LORINGS BLK 3 LOT 2 EXCEPT N 3' & S 4' LOT 2 SIZE: 43 X 140 |
| Legal Subdivision | YUMA LORINGS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | YUMA CO |
| Township / Civil Division | YUMA |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 963200 |
406 S Cedar St is owner-occupied and held in a trust since November 2020.
Source: Yuma County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO |
| Feb 22, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 20, 2020 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | Feb 23, 2012 · Amount on File |
| Deed Document Number | 2020579794 |
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0000580102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA CO |
| Property Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Document Number | 0000582993 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 582993 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | YUMA, CO 80759 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 12, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YUMA CO |
| Property Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|---|
| Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Document Number | 0000580779 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 580779 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | YUMA CO |
| Recording Date | Oct 20, 2020 |
| Property Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
| Document Number | 0000579794 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 579794 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $24.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 S CEDAR ST, YUMA, CO 80759-2426 |
The 2026 property tax bill for 406 S Cedar St was $2,156, up % from the year before.
Source: Yuma County assessment roll, as of February 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Yuma County |
| Municipality | Yuma City |
| Unified School District | Yuma School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,156.00 (+0.05%) | ||
| 2025 | $2,155.00 | $20,370 | |
| 2024 | $325,760 (+7.39%) | ||
| 2023 | $1,677.00 (-0.06%) | $24,147 (+28.59%) Land $796 Building $23,351 | $303,350 (+28.59%) Land $10,000 Building $293,350 |
| 2022 | $1,678.00 | $18,778 Land $796 Building $17,982 | $235,910 Land $10,000 Building $225,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 406 S Cedar St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
The area around 406 S Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YUMA serves 4,049 people · EPA ID CO0163020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fixed Wireless | 500 / 80 |
| ElektraFi Fixed Wireless | 400 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Viaero Wireless Fixed Wireless · Fiber in parts of the area | 150 / 40 |
| Kentec Communications Fiber | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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