406 S Broad St, Brevard, NC 28712 Property Records

Transylvania County property record for 406 S Broad St, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,420 sqft · built 1942
Lot Size	0.25 acres (11,053 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Jul 2021)
Tax Bill	$1,529 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8585-49-0110-000`

Property Details

APN / Parcel Number

Primary APN	`8585-49-0110-000`
Alternative APNs	`70535980` `70628660`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,420 sqft Heated Area
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,053 sqft (0.25 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70628660
Street Address	406 S BROAD ST
City	BREVARD
State	NC
Zip	28712-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTH BROAD STREET
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	1
Census Block	1040
Census Tract	960202

Owner

406 S Broad St is owned and occupied by two individuals who acquired it in April 2025.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 S BROAD ST, BREVARD, NC 28712-4010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 19, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	20215462
Deed Book / Page	992 / 105
Last Transfer Date	Apr 22, 2025
Transfer Doc	0011470443
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jul 16, 2021
Property Address	406 S BROAD ST, BREVARD, NC 28712-4010
Document Number	0009920105
Book / Page	992 / 105
Instrument Date	Jul 8, 2021
Instrument	2021005462
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 W WOODSONG LN, 16, BREVARD, NC 28712-4595

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S BROAD ST, BREVARD, NC 28712-4010

Mortgage

Document Number	2021005463
Date	Jul 16, 2021
Instrument	2021005463

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jan 19, 2021
Property Address	406 S BROAD ST, BREVARD, NC 28712-4010
Document Number	0009600844
Book / Page	000960 / 000844
Instrument Date	Jan 15, 2021
Instrument	393
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S BROAD ST BREVARD NC 287124010, BREVARD, NC 28712-4010

Tax Assessment & Valuation

The 2026 property tax bill for 406 S Broad St was $1,529.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,529.00	$372,670 (-) Land $120,000 Building $252,670	$372,670 (-) Land $120,000 Building $252,670
2025	$1,529.00	$372,670 Land $120,000 Building $252,670	$372,670 Land $120,000 Building $252,670
2023	$1,348.00	$223,460 Land $120,000 Building $103,460	$223,460 Land $120,000 Building $103,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S Broad St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Vyve Broadband.

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