406 S 8th St, Eldridge, IA 52748 Property Records

Scott County property record for 406 S 8th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,112 sqft · built 1977
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2013)
Tax Bill	$4,196 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`931510103`

Property Details

APN / Parcel Number

Primary APN	`931510103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	350 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	90 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	353 sqft
Patio Area	427 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	406 S 8TH ST
City	ELDRIDGE
State	IA
Zip	52748-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK ESTATES 2ND ADD LOT: 003 HICKORY CREEKESTATES 2ND ADD
Legal Subdivision	HICKORY CREEK ESTATES 2ND ADD
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2006
Census Tract	10201

Owner

Source: Scott County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 S 8TH ST, ELDRIDGE, IA 52748-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Fiduciary Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit QUAD CITY BANK & TRUST CO
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2013 · Amount on Record
Deed Sale	Jun 6, 2013 · Amount on Record
Prior Sale	Jan 7, 2011 · Amount on Record
Deed Document Number	201317964
Prior Transfer Date	Apr 15, 2010
Prior Transfer Doc	0000008796
Record Updated	Oct 29, 2026

September 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 15, 2026
Property Address	406 S 8TH ST, ELDRIDGE, IA 52748-1557
Document Number	0000019974
Instrument Date	Sep 11, 2026
Instrument	202619974
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S 8TH ST, ELDRIDGE, IA 52748-1557

Mortgage

Document Number	0000019975,
Date	Sep 15, 2026
Instrument	202619975

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	406 S 8TH ST, ELDRIDGE, IA 52748-1557
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700030876
Date	Nov 8, 2017
Instrument	2017-00030876

Lender

Name	QUAD CITY BANK & TRUST CO
Type	Bank
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	406 S 8TH ST, ELDRIDGE, IA 52748-1557
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014552
Date	Apr 28, 2021
Instrument	202100014552

Lender

Name	FORTRESS BANK
Type	Bank
Address	PEORIA, IL 61615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,196.00	$370,600 (+5.08%) Land $72,100 Building $298,500	$370,600 (+5.08%) Land $72,100 Building $298,500
2025	$4,196.00 (+3.81%)	$352,700 (+11.86%) Land $72,100 Building $280,600	$352,700 (+11.86%) Land $72,100 Building $280,600
2024	$4,042.00 (+2.12%)
2023		$315,300 Land $46,400 Building $268,900	$315,300 Land $46,400 Building $268,900
2022	$3,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S 8th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures