406 S 78th St, Houston, TX 77012 Property Records

Harris County property record for 406 S 78th St, Houston, TX 77012

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 2,937 sqft · built 1940
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on File
Last Sale$51,700 (May 2005)
Tax Bill$3,447 (2025)
Deeds & MortgagesMar 2024 Mortgage
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN025-236-000-0001

Property Details

APN / Parcel Number

Primary APN025-236-000-0001

Interior

Bedrooms7 Beds
Full Baths4 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms16 Rooms
Stories1 Story
Building Area2,937 sqft Living Area
Gross Area3,487 sqft
1st Floor Area2,937 sqft
AtticAttic
Attic Area550 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2013
Architectural StyleTraditional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,750 sqft (0.224 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area440 sqft
PorchOpen Frame Porch
Porch Area344 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0252360000001
Street Address406 S 78TH ST
CityHOUSTON
StateTX
Zip77012-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 1 2 & 3 BLK 234 MAGNOLIA PARK SEC 2
Legal SubdivisionMAGNOLIA PARK
Legal Block234
Legal Lot Number1
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3000
Census Tract311100

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 S 78TH ST, HOUSTON, TX 77012-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2024Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 5, 2005 · Amount on Record
Deed SaleMay 5, 2005 · Amount on Record
Deed Document Number2005445667
Deed Book / Page513 / 891
Prior Transfer DateJun 5, 2003
Prior Transfer Doc000X335813
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address406 S 78TH ST, HOUSTON, TX 77012-1519
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 S 78TH ST, HOUSTON, TX 77012-1519

Mortgage

Document Number0000090164
DateMar 14, 2024
Instrument2024-90164
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address406 S 78TH ST, HOUSTON, TX 77012-1519
Transaction TypeMortgage
Record UpdatedFeb 23, 2023
Title CompanyGREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461395
DateSep 13, 2022
Instrument2022-461395
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,447.00 (+3.92%) Homeowner's exemption$394,963 (+36.05%) Land $110,625 Building $284,338$394,963 (+36.05%) Land $110,625 Building $284,338
2024$3,317.00 (+18.63%)
2023$290,308 Land $110,625 Building $179,683$290,308 Land $110,625 Building $179,683
2022$2,796.00 (-6.74%)
2020$2,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims46 (1979–2024)
Claims Outside the SFHA3 of 46
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Aug 2017 · 9 claims
  • Hurricane Ike, Sep 2008 · 10 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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