Franklin County property record for 406 S 4th St, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 676 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $20,000 (Jun 2012) |
| Tax Bill | $633 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-1-12.0-4-003-224.000 |
| Primary APN | 19-1-12.0-4-003-224.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 676 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 406 S 4TH ST |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:217 O T OF FRANKLIN |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | O T OF FRANKLIN |
| Legal Lot Number | 217 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 800703 |
406 S 4th St is owned by a company that acquired it in January 2015.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 213 WALTON DR, EUREKA, MO 63025-1813 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2012 · Amount on File |
| Deed Sale | Jun 8, 2012 · Amount on File |
| Deed Document Number | 201210280 |
| Last Transfer Date | Jan 15, 2015 |
| Transfer Doc | 0000008355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 406 S 4TH ST, PACIFIC, MO 63069-1905 |
| Document Number | 0000016514 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 S 4TH ST PACIFIC MO 630691905, PACIFIC, MO 63069-1905 |
| Document Number | 0000016514 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 16514 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 29, 2032 |
The 2025 property tax bill for 406 S 4th St was $633.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633.00 | $8,405 | $44,240 Land $5,970 Building $38,270 |
| 2023 | $570.00 (+17.28%) | $7,634 | $40,180 Land $5,970 Building $34,210 |
| 2022 | $486.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 S 4th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 49 (2008–2024) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 S 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACIFIC PWS serves 6,000 people · EPA ID MO6010620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area | 600 / 100 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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