406 S 3rd St, De Soto, MO 63020 Property Records

Jefferson County property record for 406 S 3rd St, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1932
Lot Size	0.229 acres (9,979 sqft)
Owner	Individual Name on File
Tax Bill	$739 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`241.202.23024003`

Property Details

APN / Parcel Number

Primary APN	`241.202.23024003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Masonry / Concrete Block
Lot Area	9,979 sqft (0.229 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	252 sqft
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	406 S 3RD ST
City	DE SOTO
State	MO
Zip	63020-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLD TOWN LOT 8 9 10 BLOCK 22
Legal Range	4E
Legal Township	39N
Legal Section	02
Legal Subdivision	OLD TOWN
Legal Block	22
Legal Lot Number	8
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	4
Census Block	4040
Census Tract	701200

Owner

406 S 3rd St is owned by an individual who acquired it in May 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	7844 STATE ROUTE 30, DITTMER, MO 63023-1816
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR
May 19, 2023	Correction Deed
May 4, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023
Deed Sale	May 4, 2023
Prior Sale	Dec 4, 2020
Deed Document Number	202310629
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000046776
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	406 S 3RD ST, DE SOTO, MO 63020-2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000572
Date	Jan 8, 2024
Instrument	2024R-000572

Lender

Name	FARMERS AND MERCHANTS BANK OF ST CLAIR
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Dec 22, 2024

May 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 19, 2023
Property Address	406 S 3RD ST, DE SOTO, MO 63020-2017
Document Number	0000012075
Map Reference	MB 1 PG 1
Instrument Date	May 18, 2023
Instrument	2023R-012075
Record Updated	Jun 6, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 4, 2023
Property Address	406 S 3RD ST, DE SOTO, MO 63020-2017
Document Number	0000010629
Map Reference	MB 1 PG 1
Instrument Date	May 1, 2023
Instrument	2023R-010629
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LAKE DR, BONNE TERRE, MO 63628-1820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 S 3RD ST, DE SOTO, MO 63020-2017

Tax Assessment & Valuation

The 2025 property tax bill for 406 S 3rd St was $739, up 4.8% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	De Soto City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,700 (-) Land $1,100 Building $10,600	$61,200 (-) Land $5,600 Building $55,600
2025	$739.00 (+4.82%)	$11,700 Land $1,100 Building $10,600	$61,200 (-) Land $5,600 Building $55,600
2024	$705.00 (+0.28%)		$61,200 (+6.07%) Land $5,600 Building $55,600
2023	$703.00	$11,000 (-) Land $1,100 Building $9,900	$57,700 Land $5,600 Building $52,100
2022	$703.00	$11,000 Land $1,100 Building $9,900
2021			$57,700 Land $5,600 Building $52,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2003)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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