406 S 2nd St, Denton, MD 21629 Property Records

Caroline County property record for 406 S 2nd St, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,684 sqft · built 1931
Lot Size	0.619 acres (26,975 sqft)
Owner	2 Company Names on Record
Last Sale	$335,000 (Jun 2018)
Tax Bill	$6,893 (2026)
Deeds & Mortgages	Nov 2022 Transfer Oct 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-018393`

Property Details

APN / Parcel Number

Primary APN	`03-018393`
Alternative APNs	`3018393` `018393`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,684 sqft Total Area
Basement Area	120 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,975 sqft (0.619 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	300 sqft
Deck Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	018393
Street Address	406 S 2ND ST
City	DENTON
State	MD
Zip	21629-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 26975 SQ FT 406 S 2ND ST W/S DENTON
Legal Subdivision	CHOPTANK RIVER
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1005
Census Tract	955302

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	406 S 2ND ST, DENTON, MD 21629-1403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Intrafamily Transfer, Transfer
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jun 18, 2018	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Feb 3, 1998 · Amount on Record
Deed Book / Page	1314 / 344
Last Transfer Date	Oct 27, 2022
Transfer Doc	0016030441
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAROLINE MD
Recording Date	Nov 7, 2022
Property Address	406 S 2ND ST, DENTON, MD 21629-1403
Document Number	0016030441
Book / Page	1603 / 441
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 S 2ND ST, DENTON, MD 21629-1403

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	406 S 2ND ST, DENTON, MD 21629-1403
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012800355
Date	Oct 18, 2017
Book Page	1280/355
Instrument	1280-355

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	406 S 2ND ST, DENTON, MD 21629-1403
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014050286
Date	Mar 16, 2020
Book Page	1405/286

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 18, 2018
Property Address	406 S 2ND ST, DENTON, MD 21629-1403
Document Number	0013140344
Book / Page	1314 / 344
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 S 2ND ST, DENTON, MD 21629-1403

Mortgage

Document Number	0001314349
Date	Jun 18, 2018
Instrument	1314/349

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,893.00 (+3.41%) Homeowner's exemption	$567,167 (+1.94%)	$588,700 (+5.81%) Land $301,400 Building $287,300
2025	$6,666.00 (+5.81%) Homeowner's exemption	$556,400 (+33.15%) Land $278,900 Building $277,500	$556,400 (-) Land $278,900 Building $277,500
2023	$6,300.00 Homeowner's exemption	$417,867	$556,400 Land $278,900 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Simple Fiber.

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