406 S 1st St, Eufaula, OK 74432 Property Records

McIntosh County property record for 406 S 1st St, Eufaula, OK 74432

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,460 sqft · built 1910
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Sep 2025)
Tax Bill	$845 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`460023493`

Property Details

APN / Parcel Number

Primary APN	`460023493`
Alternative APN	`1001-00-123-002-0-003-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,228 sqft
2nd Floor Area	908 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2024
Architectural Style	Traditional
Exterior Material	Asbestos
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Porch	Open Porch
Porch Area	400 sqft
Deck Area	400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	460023493
Street Address	406 S 1ST ST
City	EUFAULA
State	OK
Zip	74432-3204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N12.5' LOT 2 & ALL LOT 3 BLK 123 EUFAULA O.T. 484/641 1011/390 1166/368 1240/469
Legal Range	16E
Legal Township	09N
Legal Section	02
Legal Subdivision	EUFAULA
Legal Block	123
Legal Lot Number	2,3
Jurisdiction	MCINTOSH OK
Township / Civil Division	EUFAULA
Census Block Group	3
Census Block	3049
Census Tract	780200

Owner

Source: McIntosh County assessment roll, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	406 S 1ST ST, EUFAULA, OK 74432-3204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Sep 4, 2025	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
Feb 27, 2023	Warranty Deed, Transfer · Line of Credit ARVEST BANK
Sep 1, 2017	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Document Number	I-2025-003843
Deed Book / Page	1240 / 469
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH OK
Property Address	406 S 1ST ST, EUFAULA, OK 74432-3204
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413923 E 1090 RD, CHECOTAH, OK 74426-6344
Investor	Possibly a Property Investor

Mortgage

Document Number	001198/259
Date	Apr 29, 2024
Book Page	1198/259
Instrument	I-2024-001701

Lender

Name	ARVEST BANK
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 22, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Sep 4, 2025
Property Address	406 S 1ST ST, EUFAULA, OK 74432-3204
Document Number	001240/469
Book / Page	1240 / 469
Instrument Date	Sep 3, 2025
Instrument	I-2025-003843
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 S 1ST ST, EUFAULA, OK 74432-3204

Mortgage

Document Number	I2025003844
Date	Sep 4, 2025
Instrument	I-2025-003844

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Feb 27, 2023
Property Address	406 S 1ST ST, EUFAULA, OK 74432-3204
Document Number	001166/368
Book / Page	1166 / 368
Instrument Date	Feb 24, 2023
Instrument	I-2023-000875
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413923 E 1090 RD # C, C, CHECOTAH, OK 74426-6344
Investor	Possibly a Property Investor

Mortgage

Document Number	I2023000876
Date	Feb 27, 2023
Instrument	I-2023-000876

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2038

September 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MCINTOSH OK
Recording Date	Sep 1, 2017
Property Address	406 S 1ST ST, EUFAULA, OK 74432-3204
Document Number	001011/390
Book / Page	1011 / 390
Instrument Date	Aug 31, 2017
Instrument	2017-003667
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Eufaula City
Unified School District	Eufaula Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$845.00	$9,657 (+45.5%) Land $1,353 Building $8,304	$249,439 (+313.44%) Land $24,124 Building $225,315
2024	$845.00 (+236.65%)	$6,637 (+119.55%) Land $1,289 Building $5,348	$60,333 (+3.21%) Land $11,716 Building $48,617
2023	$251.00	$3,023 Land $1,129 Building $1,894	$58,454 Land $11,716 Building $46,738

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUFAULA PWA serves 2,766 people · EPA ID OK1020514
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2025 Treatment failure resolved · May 2019 Turbidity resolved · Apr 2019
Treatment and Procedure	Lead service line inventory Oct 2024 Organic carbon removal Jul 2018
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: AT&T, CVEC Fiber.

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