406 S 16th St, Murray, KY 42071 Property Records

Calloway County property record for 406 S 16th St, Murray, KY 42071

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,680 sqft
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2024)
Tax Bill	$624 (2025)
Deeds & Mortgages	Oct 2024 Sale Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-0-0010-00002`

Property Details

APN / Parcel Number

Primary APN	`002-0-0010-00002`
Alternative APNs	`106649` `83861`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Account Number	106649
Street Address	406 S 16TH ST
City	MURRAY
State	KY
Zip	42071-2268
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	406 S 16TH
Legal Subdivision	SUN SET COURT SUB
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2011
Census Tract	10601

Owner

406 S 16th St, a duplex, is owned by two individuals who bought it in October 2024.

Source: Calloway County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	103 SARATOGA DR N, MURRAY, KY 42071-4473
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2024	Warranty Deed, Transfer HOME TEAM TITLE, HOME TEAM TITLE LLC
Oct 13, 2020	Warranty Deed, Transfer HOME TEAM TITLE, HOME TEAM TITLE LLC
Jan 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2024 · Amount on File
Deed Sale	Oct 14, 2024 · Amount on File
Prior Sale	Oct 13, 2020 · Amount on File
Deed Document Number	2024691885
Deed Book / Page	1475 / 81
Prior Transfer Date	Jan 28, 2017
Prior Transfer Doc	001122/621
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Oct 14, 2024
Property Address	406 S 16TH ST, MURRAY, KY 42071-2268
Document Number	0001475/81
Book / Page	1475 / 81
Map Reference	MB 108 PG 333
Instrument Date	Oct 9, 2024
Instrument	691885
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 WATERWORKS DR, MOUNT WASHINGTON, KY 40047-7528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SARATOGA DR N, MURRAY, KY 42071-4473

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Oct 13, 2020
Property Address	406 S 16TH ST, MURRAY, KY 42071-2268
Document Number	001278/499
Book / Page	1278 / 499
Map Reference	MB 108 PG 333
Instrument Date	Oct 9, 2020
Instrument	644385
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 STATE ROUTE 121 S, MURRAY, KY 42071-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1082 WATERWORKS DR, MOUNT WASHINGTON, KY 40047-7528

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALLOWAY KY
Recording Date	Jan 30, 2017
Property Address	406 S 16TH ST, MURRAY, KY 42071-2268
Document Number	001122/621
Book / Page	1122 / 621
Map Reference	DD 108 PG 333
Instrument Date	Jan 28, 2017
Instrument	608516
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 OAK HILL DR, MURRAY, KY 42071-4703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 STATE ROUTE 121 S, MURRAY, KY 42071-4222
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 406 S 16th St was $624.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Murray Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00	$160,000	$160,000
2023	$517.00	$128,900	$128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 S 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 S 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Murray Electric System Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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