406 Rossmere Dr, Midlothian, VA 23114 Property Records

Chesterfield County property record for 406 Rossmere Dr, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,056 sqft · built 1987
Lot Size	0.307 acres (13,373 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (Jun 1998)
Tax Bill	$3,728 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02602080400M029`

Property Details

APN / Parcel Number

Primary APN	`02602080400M029`
Alternative APNs	`733-70-44-16-700-000` `251073001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,056 sqft Finished Area
1st Floor Area	132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,373 sqft (0.307 acres)

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	266 sqft
Patio Area	266 sqft
Balcony Area	130 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	251073001
Street Address	406 ROSSMERE DR
City	MIDLOTHIAN
State	VA
Zip	23114-3090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	STONEHENGE WEST L29BK M SEC 4
Legal Subdivision	STONEHENGE WEST
Legal Block	M
Legal Lot Number	29
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2002
Census Tract	100930

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 ROSSMERE DR, MIDLOTHIAN, VA 23114-3090
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 1998 · Amount on Record
Deed Sale	Jun 17, 1998 · Amount on Record
Deed Book / Page	3303 / 97
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	406 ROSSMERE DR, MIDLOTHIAN, VA 23114-3090
Document Number	1275188
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ROSSMERE DR MIDLOTHIAN VA 231143090, MIDLOTHIAN, VA 23114-3090

Mortgage

Document Number	1275188
Date	May 18, 2020
Book Page	012751/000088
Instrument	22131

Lender

Name	AXOS BK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,728.00 (+27.85%)	$416,100 (+4.13%) Land $91,000 Building $325,100	$416,100 (+4.13%) Land $91,000 Building $325,100
2025		$399,600 (+25.74%) Land $81,000 Building $318,600	$399,600 (+25.74%) Land $81,000 Building $318,600
2023	$2,916.00	$317,800 Land $73,000 Building $244,800	$317,800 Land $73,000 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20