406 Riverview Dr, Monticello, MN 55362 Property Records

Wright County property record for 406 Riverview Dr, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,104 sqft · built 1991
Lot Size	0.42 acres (18,333 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2021)
Tax Bill	$3,068 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155-017-002020`

Property Details

APN / Parcel Number

Primary APN	`155-017-002020`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,333 sqft (0.42 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 RIVERVIEW DR
City	MONTICELLO
State	MN
Zip	55362-8613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-121 RANGE-024 MANHATTAN LOTS 1ST ADDN LOT-002 BLOCK-002 OCK-002
Legal Range	024
Legal Township	121
Legal Section	18
Legal Subdivision	MANHATTAN LOTS 1ST ADDN
Legal Block	2
Legal Lot Number	1-002
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2016
Census Tract	100205

Owner

406 Riverview Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 RIVERVIEW DR, MONTICELLO, MN 55362-8613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 26, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF ELK RIVER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on File
Deed Sale	Oct 19, 2021 · Amount on File
Prior Sale	Jun 25, 2013 · Amount on File
Deed Document Number	20211487610
Prior Transfer Date	May 25, 2001
Prior Transfer Doc	0000074261
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 19, 2021
Property Address	406 RIVERVIEW DR, MONTICELLO, MN 55362-8613
Document Number	0001487610
Instrument Date	Oct 8, 2021
Instrument	1487610
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 RIVERVIEW DR, MONTICELLO, MN 55362-8613

Mortgage

Document Number	0001487611
Date	Oct 19, 2021
Instrument	1487611

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	406 RIVERVIEW DR, MONTICELLO, MN 55362-8613
Document Number	0001428420
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	406 RIVERVIEW DR MONTICELLO MN 553628613, MONTICELLO, MN 55362-8613

Mortgage

Document Number	0001428420
Date	Jun 3, 2020
Instrument	1428420

Lender

Name	BANK OF ELK RIVER
Type	Bank
Address	ELK RIVER, MN 55330

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 2, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 406 Riverview Dr was $3,068.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,068.00	$287,700 (-2.08%) Land $80,000 Building $207,700	$287,700 (-2.08%) Land $80,000 Building $207,700
2025		$293,800 Land $95,000 Building $198,800	$293,800 Land $95,000 Building $198,800
2023	$2,494.00 (+10.26%)	$286,400 Land $95,000 Building $191,400	$286,400 Land $95,000 Building $191,400
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Riverview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Riverview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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