406 Rivers Bend Ct, Chester, VA 23836 Property Records

Chesterfield County property record for 406 Rivers Bend Ct, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,437 sqft · built 1988
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Sep 2025)
Tax Bill	$4,689 (2026)
Deeds & Mortgages	Apr 2023 Refinance Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11707030000B014`

Property Details

APN / Parcel Number

Primary APN	`11707030000B014`
Alternative APNs	`811-65-46-21-300-000` `411883001` `494646000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,437 sqft Finished Area
1st Floor Area	434 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
View / Lot	Cul-de-sac
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	112 sqft
Deck Area	70 sqft
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	494646000
Street Address	406 RIVERS BEND CT
City	CHESTER
State	VA
Zip	23836-2500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	RIVER'S BEND L 14 BK B SEC 2
Legal Subdivision	RIVERS BEND
Legal Block	B
Legal Lot Number	14
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	5
Census Block	5009
Census Tract	100403

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jul 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 18, 2025	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CTRL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202531963
Deed Book / Page	15008 / 186
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014242-400
Date	Apr 12, 2023
Book Page	14242/400
Instrument	2023010062

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013273-843
Date	Mar 2, 2021
Book Page	13273/843
Instrument	2021013703

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014603-510
Date	Jul 9, 2024
Book Page	14603/510
Instrument	2024020430

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 18, 2025
Property Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Document Number	015008-186
Book / Page	15008 / 186
Map Reference	MB 60 PG 47&48
Instrument Date	Sep 17, 2025
Instrument	250031963
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0250031964
Date	Sep 18, 2025
Instrument	250031964

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 24, 2020
Property Address	406 RIVERS BEND CT, CHESTER, VA 23836-2500
Document Number	12638640
Book / Page	012638 / 000640
Instrument Date	Jan 14, 2020
Instrument	8191
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 RIVERS BEND CT CHESTER VA 238362500, CHESTER, VA 23836-2500

Mortgage

Document Number	12638644
Date	Feb 24, 2020
Book Page	012638/000644
Instrument	8192

Lender

Name	CAPITAL CTRL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,689.00 (+6.91%)	$524,100 (+6.94%) Land $93,000 Building $431,100	$524,100 (+6.94%) Land $93,000 Building $431,100
2025	$4,386.00 (+8.27%)	$490,100 (+10.76%) Land $93,000 Building $397,100	$490,100 (+10.76%) Land $93,000 Building $397,100
2023	$4,051.00	$442,500 Land $89,000 Building $353,500	$442,500 Land $89,000 Building $353,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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