Harford County property record for 406 Ripplewood Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,159 sqft · built 1973 |
| Lot Size | 0.117 acres (5,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Jan 2007) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-125982 |
| Primary APN | 01-125982 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,159 sqft Total Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,092 sqft (0.117 acres) |
| Lot Dimensions | 105 ft deep x 42 ft wide |
| Patio Area | 688 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 125982 |
|---|---|
| Street Address | 406 RIPPLEWOOD RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4742 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 49 55/42X105 406 RIPPLEWOOD ROAD JOPPATOWNE S6 PT 23/82 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 70 |
| Legal Lot Number | 49,406 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 301402 |
Source: Harford County records · APN 01-125982
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1810 EARL DR, BEL AIR, MD 21015-2037 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2007 · Amount on Record |
| Deed Sale | Jan 03, 2007 · Amount on Record |
| Prior Sale | Mar 10, 2006 |
| Deed Document Number | 20071705 |
| Deed Book / Page | 7143 / 260 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 406 RIPPLEWOOD RD, JOPPA, MD 21085-4742 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0133630414 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 13363/0414 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,700 (+11.11%) | $187,400 (+10.04%) Land $55,000 Building $132,400 | |
| 2025 | $1,856.00 (+8.67%) | ||
| 2023 | $163,533 | $170,300 Land $55,000 Building $115,300 | |
| 2022 | $1,708.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 3% of the US · above 6% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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